Is Skrill Safe In 2023? Outlining How Safe Skrill Is To Use

Updated On: 03/11/2023 is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no cost to you.

Is Skrill safe? This is a question that many people have when they are considering using a popular e-wallet service. With so much of our financial activity moving online, it's important to make sure that we are taking all necessary precautions to protect ourselves and our data.

Fortunately, Skrill offers users a variety of security features designed to keep their accounts and money safe from potential threats. In this article, we'll take an in-depth look at these safety measures and what you can do to ensure your account remains secure with Skrill.

What Is Skrill, And How Does It Work?

Skrill is a digital wallet for online payments, allowing users to transact quickly and securely. It's most commonly used for online betting and gaming sites, but it allows people to buy goods online and make money transfers.

What Is Skrill, And How Does It Work?

With Skrill, users can transfer funds from their bank or credit card into their eWallet account, which can then be used for payments and transfers without revealing personal or financial details.

After making a payment, the money can be instantly received, transforming it into real funds - whether in the recipient's Skrill account or bank account.

With service fees lower than similar services on the market and its convenient payment system, Skrill is becoming one of the most popular digital wallets available today.

Additionally, with added security measures such as two-factor authentication and secure end-to-end encryption protocols with every transaction, Skrill ensures your money remains safe and secure at all times.

Is Skrill Safe and Legit?

Is Skrill Safe and Legit?

Skrill is 100% safe, legit, and secure for users. It provides an extra layer of security with Secure Socket Layer (SSL) technology that encrypts user data while transferring funds, an industry-standard 128-bit encryption, and a VeriSign-certified (American Internet's thirteen root nameservers) codebase.

Moreover, it won't use or store sensitive information like credit card numbers during transactions. All these measures assure you that your financial information is kept secure no matter what service you use on Skrill.

What Are The Advantages of Using Skrill?

What Are The Advantages of Using Skrill?

Skrill is one of the cheapest options for sending or receiving payments, even if you are transferring to friends and family.

You can also use Skrill wisely to move your winnings from gaming merchants or withdraw any digital funds into cash at an ATM to access when needed.

With this service, you can make international payments without hassle while taking advantage of rewards, discounts, and even cash back, making it an appealing platform.

Additionally, certain financial services, such as card payments, are offered. These features do Skrill an excellent service that helps users secure their money using online financial services!

  • Cheapest option
  • Send or receive payments to anyone(Friends or family)
  • Winnings from gaming merchants
  • Digital to cash access
  • International payments
  • Rewards, discounts, and cashback
  • 24/7 support

Is A Bank Account Required To Use Skrill?

No, you are not required to have a bank account to use Skrill. This digital wallet is just as secure as any payment method available. No, they don’t require users to have a bank account to use the services.

Is A Bank Account Required To Use Skrill?

All you need is a valid email address and an accessible payment source. No matter if it is your debit card, credit card, or even through a wire transfer straight from your bank account. Keeping your money safe when using online financial services requires knowing how the system works.

Still, it can also be done through steps like using two-factor authentication, ensuring that information is up-to-date, knowing your merchant's background, and monitoring your activity for any suspicious activity.

Skrill offers complete transparency for its customers with 24x7 customer protection support that helps users watch out for their financial security and create easy digital payments without worrying about them being compromised.

What Are The Charges Associated With Skrill Services?

Using Skrill for online financial services comes with various fees, which can be confusing to make heads or tails off at first.

What Are The Charges Associated With Skrill Services?

While the cost in most instances is relatively low, it is essential to be aware of all associated fees that may arise when using Skrill.

To keep up-to-date with the latest fees associated with Skrill service, consumers should regularly check their local currency fees on the official website.

These fees can include deposit and withdrawal fees, foreign exchange fees, profile verification fees, and other service-related costs.

With that being said, if used adequately and appropriately, these charges are greatly outweighed by the convenience, security, and speed of transactions made available through Skrill.

  • Receiving money(When there is no currency exchange) - Free
  • Send money(Skrill to Skrill) - 2.99%
  • Domestic Transfer - 2%
  • International Transfer (Bank to Bank) - Free
  • International Transfer (debit/Paysafecash/Sofort/Klarna) - 1%
  • International Transfer (Credit Card) - 2.99%


  • RAPID Transfer - Free to 1.0%
  • PaysafeCash - Free to 2.5%
  • Trustly - Free to 1.5%
  • Paysafecard - Free to 5.0%

Global payment

  • Card Diners - Free
  • Card JCB - Free
  • Mastercard - Free
  • VISA - Free

What Other Programs Does Skrill Offer?

What Other Programs Does Skrill Offer?
  • Loyalty
  • VIP
  • Ambassador

Skrill offers users a variety of programs for their convenience to ensure that they get the most out of the service.

Loyalty is a popular option among Skrill users, as it offers points for every payment they make in exchange for rewards!

For those looking to receive even higher benefits, Skrill also provides access to its VIP and Ambassador programs, where users can obtain additional bonuses.

With these options, you’re sure to find something that fits your financial needs and allows you to make online payments securely.

How Reliable Is Skrill When It Comes To Safety And Security?

How Reliable Is Skrill When It Comes To Safety And Security?
  • Secure Socket Layer (SSL) technology
  • 128-bit encryption
  • VeriSign certified(American Internet's thirteen root nameservers)
  • Won't use sensitive pieces of information


1. What is Knect?

Knect is Skrill’s loyalty program, allowing users to earn payment rewards. The reward system revolves around points awarded to the user for every transaction made with the service..

These points can be redeemed for special discounts, exclusive offers, and cashback when making online purchases. This program is free and requires no charges for enrollment or subscriptions.

2. How To Join Knect?

To join Knect, the user must first log in to their Skrill account. Once logged in, they can select the “Gift Knect” icon and accept the terms and conditions of the loyalty program.
After this, users can earn points for every payment made with Skrill.

3. Are There Any Restrictions On How Many Loyalty Points I Can Acquire?

Yes, Skrill has restrictions on how many loyalty points can be acquired. Users have a limit of 1,000 points maximum per eligible transaction and 500,000 points a month.

This ensures that the system is not abused and all users are given a fair chance of earning points

4. What are User Levels?

The Skrill user levels are a tiered system that offers users additional benefits based on their activity and spending.

The levels include Skriller, True Skriller, and VIP Skriller. Each level provides different perks, such as lower fees, higher transaction limits, increased withdrawal limits, and more!

Profit from the benefits of these levels by regularly using Skrill to make online payments.


In conclusion, Skrill is a digital wallet with many advantages, such as low fees, flexibility, and 24/7 support. It is safe and secure to use if you take the necessary precautions with your password and account details.

You can use Skrill to make online payments, send money internationally, make gaming and betting transactions, trade cryptocurrencies, and more.

If you’re looking for a safe and secure option for online money transfers, Skrill is an excellent choice. Is Skrill Safe? Absolutely – you can count on it as your go-to digital wallet provider.

Thanks for reading. Please feel free to contact us if you have any questions. We’ll be happy to assist with any Skrill-related queries. Have a great day!

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.