How To Add Money To Chime Card in December 2022 [6 Ways]

Updated On: August 28, 2022
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Adding money to your Chime Card is very easy, but the cash you add to your Chime card can vary depending on where you select.

You will see how much your balance is at the top left corner of any page on your Chime Account. Chime does not have a physical card; they use plastic cards provided by MasterCard and Visa to pull money from the cardholder.

How to Add Money To Chime Card?

It’s easy to load your Chime account and card whether you have cash or want to transfer money from another account. Here are the ways to do it:

Direct Deposit

This is the best way to add money to your account, and there are no fees. Provide your Chime routing number and account number to your employer or whoever is making the deposit, and the funds will be deposited on your next Payday.

Mobile Check Deposit

With the Chime app, you can deposit paper checks using your smartphone. Just sign and write “For Mobile Deposit at Chime” on the back of your review, then take a photo following the app’s instructions. The money will be deposited in your account as soon as the next business day.

Transfer from Another Bank Account

You can link your other bank accounts to Chime and transfer money between them. Log in to your Chime account, go to the “Move Money” page and select “Transfer From Another Bank.” You’ll need to enter the other bank account's routing and account numbers. The money will be available in your Chime account within one to two business days.

Cash Deposit

You can deposit cash at over 90,000 retailers nationwide, including 7-Eleven, CVS Pharmacy, and Walmart. Look for the Green Dot symbol on the register and hand your cash to the cashier and your Chime account number.

The money will be deposited into your account in real-time, and you’ll get an email notification when the transaction is complete. Here is the list of few stores listed on chime website that allows you to load money in your chime account:

  • Walmart
  • CVS
  • Cumberland Farms Corp
  • 7-Eleven
  • Speedway
  • Dollar General
  • Krause Gentle (Kum & Go)
  • Family Dollar
  • Rite Aid
  • Pilot Travel Centers (Pilot Flying J)
  • Holiday Station Stores
  • TA Operating LLC (Travel Centers of America)
  • Circle K Stores
  • GPM Investments
  • Sheetz Incorp
  • Royal Farms
  • Kwik Trip Inc

Debit Card

You can add money to your Chime account at select retailers using your reloadable debit card. Look for the Visa, Mastercard, or Discover logo at the register and hand the cashier your card, the amount you want to deposit, and the reload fee. The funds will be available in your account immediately.

Mobile Check Deposit  

You can deposit paper checks using your smartphone. Just sign and write “For Mobile Deposit at Chime” on the back of your review, then take a photo following the app’s instructions. The money will be deposited in your account as soon as the next business day.

How to Deposit a Check?

You can deposit your check utilizing Chime’s mobile app by doing the following:

  1. Tap “Move Money” (on the home screen )
  2. Tap “Mobile Check Deposit.”
  3. Select the type of check you want to deposit 
  4. Follow the steps

How can you get your account information?

You can get your account information by signing into your Chime account through the mobile app or website. Once you are on either of these two platforms, click on "Balance & Activity" and then on "Account Details." This page will show all of your essential information for your account, including personal information and how much money you have available in your account.

How do I update my personal information?

You can update your personal information on our website by going onto "Profile" and then clicking on "Update Your Personal Information." You will need to enter your social security number and date of birth to ensure that any information you type is secure.

What is Chime's security policy?

Chime has a very secure platform for its users. There are no fees, and your money is completely safe. Chime uses the latest security measures to ensure that all personal information is always protected. Also, your account and personal information will never be sold to any third party. Chime is a very safe platform for every user to use every day.

What kind of bank account can I open with Chime?

You can open a checking account with Chime, which makes it extremely easy for users to access their money through the mobile app and withdraw it from other businesses. Chime also offers a savings account, which can be linked to a chequebook, debit card, or another checking account.

What is the customer support service of Chime?

You can get in touch with Chime's customer support service by going to "Contact Us," selecting the topic you would like to discuss, and then filling out a brief form. The support team will usually get back to you within 24 hours. They also have a very user-friendly website where you can learn more about your account, Chime card, or any services they offer.

What is Chime?

Chime is a bank account focusing on meager fees and making our customers feel secure with its high FDIC insurance. It also has many convenient features such as a spending tracker, direct deposit, and Chime card. You can download the app by searching "Chime" in Google Play or Apple Store.

How much does it cost to have a Chime card?

A Chime card is free, and you will never pay a cent. There are no fees attached to it at all. This can be your biggest perk if you do not want any fees for anything. All the transactions cost $0, and there are never any charges.

Few things to make sure of before adding money to a Chime Card:

  1. Make sure you have your card number on-hand before adding money. This will ensure that the card is not declined, which can happen if you don't have the correct information available at the time of purchase.
  2. You should know how much money you are trying to add to your account so that you don't go over or under what you have set out to do.
  3. Be sure to have enough money in your bank account, so the transaction does not get declined.
  4. You should check to ensure that you have enough money in your Chime account when adding any amount. If you do not, the transaction will be declined, and the step above requires a great deal of attention so that nothing goes wrong.
  5. You should check whether a fee is attached to the purchase before sending money from one account to another. If there is a fee, the transaction will most likely not go through, and you will need to wait for your money, which could take up to 7 business days before it gets refunded.
  6. You should check with Chime if any fees are attached to this purchase because no company would let their customers put themselves in a position where they could lose money.

Conclusion:

Now that you know all the necessary information to add money to your Chime account, you can do it whenever the timing is right for you. You can add money through a debit card or bank account and then access it in the same way with the added convenience of using a mobile app instead of carrying around cash and changing in your wallet.

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.

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