Does Smiths Take Apple Pay In 2023? [Sorry, Kroger Pay Only]

As a self-proclaimed technology enthusiast and avid shopper, I am always on the lookout for convenient ways to make my purchases. One of the latest innovations in the realm of digital payments is Apple Pay, a mobile payment and digital wallet service provided by Apple Inc.
Being a loyal customer of Smith, a popular retail store known for its diverse range of products, I couldn't help but wonder if they accept Apple Pay.
In this blog post, I will delve into the question that has been on my mind: Does Smiths take Apple Pay? Join me as we explore this topic and uncover the answer.
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What Is Smiths?

Smiths is a prominent retail chain in the United States, offering a wide variety of products to cater to the diverse needs of its customers. With its roots dating back to 1911, Smiths has grown to become a household name, operating numerous stores across the country.
The retail giant is known for its extensive selection of items, ranging from groceries and household essentials to electronics and apparel. As a one-stop shop, Smiths has gained a reputation for providing quality products at competitive prices, making it a go-to destination for many shoppers.
With a strong focus on customer satisfaction, Smiths continually strives to enhance the shopping experience by adopting new technologies and payment methods.
Does Smiths Take Apple Pay?

Unfortunately, Smiths does not currently accept Apple Pay as a payment method in its stores. Instead, the retail chain has chosen to adopt Kroger Pay, an exclusive payment app developed by its parent company, Kroger.
This app is the only mobile payment solution that works seamlessly within Smiths stores, allowing customers to make secure and convenient transactions.
While this may be disappointing for Apple Pay users, Kroger Pay provides a viable alternative for those looking to utilize digital payments at Smiths.
Possible Reasons For Smiths Not Accepting Apple Pay

There could be several reasons why Smiths has chosen not to accept Apple Pay as a payment method. The primary reason is likely due to the existence of their own mobile payment app, Kroger Pay.
Developed by Smiths' parent company, Kroger, this app is designed to work seamlessly within their stores, providing customers with a secure and convenient payment option.
By promoting their proprietary app, Smiths can maintain greater control over the customer experience and potentially offer exclusive rewards or incentives.
Additionally, using Kroger Pay allows Smiths to avoid any fees associated with third-party payment platforms like Apple Pay, which can help keep costs down for both the retailer and its customers.
Payment Methods At Smiths

While Smiths may not accept Apple Pay, they do offer a wide range of alternative payment methods to ensure a convenient shopping experience for their customers. Here's a comprehensive list of payment options available at Smiths stores:
- Smiths Rewards World Mastercard: This branded credit card allows customers to earn rewards points on their purchases, which can be redeemed for discounts on future transactions.
- Visa cards: Smiths accepts all major Visa credit and debit cards.
- Discover cards: Discover credit cards are also accepted at Smiths stores.
- American Express cards: Customers can use their American Express cards for transactions at Smiths.
- Debit cards: All major debit cards are accepted, providing a secure and convenient payment option.
- Prepaid cards: Prepaid cards from major providers can be used for purchases at Smiths.
- Smiths gift cards: Customers can use Smiths gift cards to pay for their purchases, making them an ideal gift option.
- EBT cards: Electronic Benefit Transfer (EBT) cards are accepted for eligible purchases at Smiths.
- WIC: Women, Infants, and Children (WIC) benefits can be used at select Smiths stores for approved items.
In addition to these card-based payment methods, Smiths also accepts cash as a payment option. With such a diverse range of payment methods available, customers can easily find a suitable option that meets their needs and preferences while shopping at Smiths.
What Stores Accept Apple Pay?

Apple Pay has gained widespread acceptance among various retailers, making it a popular and convenient payment option for many shoppers.
Numerous stores across different industries now accept Apple Pay, providing a seamless and secure payment experience. Some of the well-known retailers that accept Apple Pay include:
- Grocery stores: Major chains like Whole Foods, Trader Joe's, and Publix accept Apple Pay for in-store transactions.
- Fast food and restaurants: Popular food establishments such as McDonald's, Starbucks, and Panera Bread have integrated Apple Pay into their payment systems.
- Clothing and department stores: Retail giants like Target, Macy's, and Gap allow customers to use Apple Pay for their purchases.
- Gas stations: Many gas stations, including Chevron and ExxonMobil, have adopted Apple Pay as a payment option.
- Pharmacies: Leading pharmacies like Walgreens and CVS accept Apple Pay for a hassle-free checkout experience.
The list of stores accepting Apple Pay continues to grow, making it an increasingly popular choice for customers seeking a quick and secure payment method. For a more comprehensive list of retailers that accept Apple Pay, you can visit Apple's official website here.
Why Are More People Using Apple Pay?

The increasing popularity of Apple Pay can be attributed to several factors that make it an appealing choice for consumers. Here are some key reasons why more people are opting for this payment method:
- Security: Apple Pay uses advanced encryption and tokenization technologies to protect user's sensitive information, reducing the risk of fraud and identity theft.
- Convenience: With just a tap of their iPhone or Apple Watch, users can complete transactions quickly and effortlessly, eliminating the need to carry physical cards or cash.
- Contactless: In the current global health climate, contactless payments have become more important than ever. Apple Pay allows users to make payments without touching the payment terminal, promoting a safer and more hygienic shopping experience.
- Integration: Apple Pay is seamlessly integrated with other Apple services, such as Apple Wallet, making it easy for users to manage their cards and track their spending.
- Rewards: Many credit and debit cards offer rewards for using Apple Pay, incentivizing users to adopt this payment method for their purchases.
These factors contribute to the growing popularity of Apple Pay, as more people recognize the benefits of using this secure and convenient payment option.
What Advantages Do I Get Through Smiths?

Shopping at Smiths comes with several benefits that enhance the overall customer experience. Some of the key advantages include:
- Wide product range: Smiths offers an extensive selection of products, from groceries and household essentials to electronics and apparel, making it a one-stop shop for customers.
- Competitive prices: Smiths is known for providing quality products at affordable prices, ensuring great value for money.
- Exclusive rewards: The Smiths Rewards World Mastercard allows customers to earn points on their purchases, which can be redeemed for discounts on future transactions.
- Convenient payment options: Smiths supports a variety of payment methods, including their proprietary mobile payment app, Kroger Pay, credit cards, debit cards, and cash.
- Customer-focused approach: Smiths continually strives to improve the shopping experience by adopting new technologies and payment methods, ensuring a seamless and enjoyable experience for their customers.
These advantages make Smiths a popular choice for shoppers seeking a convenient, affordable, and rewarding retail experience.
Does Smiths Take Samsung Pay?
Similar to Apple Pay, Smiths does not accept Samsung Pay as a payment method in their stores.
As mentioned earlier, Smiths has chosen to focus on promoting their own mobile payment app, Kroger Pay, which provides a secure and convenient payment option tailored to their customers' needs.
This decision means that customers with Samsung devices will need to explore alternative payment methods, such as credit cards, debit cards, or cash when shopping at Smiths.
Does Smiths Take Google Pay?
Regrettably, Smiths do not accept Google Pay as a payment method in their stores. As previously discussed, the retail chain has opted to promote its proprietary mobile payment app, Kroger Pay, as the primary digital payment solution for their customers.
Consequently, those who prefer using Google Pay will need to consider alternative payment options, such as credit cards, debit cards, or cash, when making purchases at Smiths.
Does Smiths Take Paypal?
Unfortunately, Smiths do not accept Paypal as a payment method for in-store purchases. As mentioned earlier, the retail chain primarily supports its own mobile payment app, Kroger Pay, along with various credit cards, debit cards, and cash.
FAQ About Smiths And Apple Pay?
Can I use Apple Pay for online purchases at Smiths?
No, Apple Pay is not accepted for online purchases at Smiths. They offer alternative payment methods for online transactions.
Are there any mobile payment apps similar to Kroger Pay that can be used at Smiths?
No, Smiths exclusively support Kroger Pay as their mobile payment app, and no other mobile payment apps are accepted.
Can I link my Apple Pay to Kroger Pay for payments at Smiths?
No, you cannot link Apple Pay to Kroger Pay. You'll need to add your credit or debit card information directly to Kroger Pay.
Can I earn rewards points on my Smiths Rewards World Mastercard using Apple Pay at other retailers?
Yes, you can earn rewards points on your Smiths Rewards World Mastercard when using Apple Pay at retailers that accept it.
Conclusion
In summary, while Smiths does not accept Apple Pay, Samsung Pay, Google Pay, or Paypal, they offer a wide range of alternative payment methods, including their proprietary mobile payment app, Kroger Pay.
The retail chain provides customers with a diverse selection of products, competitive prices, and exclusive rewards, making it a popular choice for shoppers.
By staying informed about the available payment options and understanding the benefits of shopping at Smiths, customers can enjoy a seamless and rewarding retail experience.

Michael Restiano
I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.