Does IHOP Take Apple Pay In 2023 [Other Payment Methods At IHOP]

Updated On: 05/03/2023 is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no cost to you.

In today's fast-paced world, consumers expect convenience and efficiency in all their transactions. With the rise of digital payments, people have come to rely on cashless transactions for their daily purchases.

Apple Pay, a mobile payment and digital wallet service, has gained significant popularity in recent years. As more and more retailers embrace this payment method, consumers are left wondering if their favorite restaurants accept it.

One such popular eatery is the International House of Pancakes, commonly known as IHOP. In this blog, we will explore the question "Does IHOP take Apple Pay?" and provide you with all the necessary information to make your next visit to the restaurant a seamless experience.

What Is IHOP?

What Is IHOP?

IHOP stands for International House of Pancakes, and it is a popular American restaurant chain that specializes in breakfast foods, particularly pancakes. The restaurant was founded in 1958 in Toluca Lake, California, and has since expanded to over 1,600 locations worldwide.

The menu at IHOP includes a wide variety of breakfast dishes such as omelets, waffles, French toast, and of course, pancakes. In addition, the restaurant also serves lunch and dinner items such as burgers, sandwiches, salads, and other classic American fare.

IHOP is known for its family-friendly atmosphere and welcoming environment. The restaurant is open 24 hours a day, 7 days a week, which makes it a popular spot for breakfast, brunch, or even a late-night meal. Whether you are in the mood for a stack of fluffy pancakes, a hearty omelet, or a classic burger, IHOP has something for everyone.

What Is Apple Pay?

What Is Apple Pay?

Apple Pay is a mobile payment and digital wallet service created by Apple Inc. It allows users to make payments using their iPhone, Apple Watch, iPad, or Mac devices. With Apple Pay, users can securely store their debit or credit card information, as well as other payment methods such as gift cards, loyalty cards, and reward cards.

Apple Pay uses Near Field Communication (NFC) technology to securely transmit payment information to the point-of-sale (POS) terminal. To make a payment using Apple Pay, users simply need to hold their device near the contactless reader and authenticate the transaction with Face ID, Touch ID, or a passcode. The payment is then processed instantly and securely.

Does IHOP Take Apple Pay?

Does IHOP Take Apple Pay?

IHOP accepts Apple Pay as a payment method. Customers can use Apple Pay to pay for their meals at IHOP using their iPhone, iPad, Apple Watch or Mac device.

Apple Pay is a fast, secure, and convenient payment method that allows users to make cashless transactions using their mobile devices. While not all IHOP locations may have the contactless payment option available yet, Apple Pay is becoming more widely accepted at many restaurants and retailers worldwide.

How To Pay With Apple Pay At IHOP?

How To Pay With Apple Pay At IHOP?

In-Store Payment With Apple Pay

  • Look for the contactless payment symbol or Apple Pay logo at the checkout terminal. The contactless payment symbol looks like four curved lines.
  • Ensure that your iPhone or Apple Watch has Apple Pay set up with your preferred payment method. This can be done by going to the "Wallet & Apple Pay" section in the Settings app and adding a credit or debit card.
  • Hold your iPhone or Apple Watch near the contactless reader to initiate the transaction. The device will automatically detect the reader and display the card details on the screen.
  • Authenticate the payment with Face ID, Touch ID, or a passcode. Face ID uses the device's front-facing camera to scan your face, while Touch ID uses the fingerprint scanner. A passcode can also be used as an alternative.
  • Wait for the payment to be processed and approved. Apple Pay uses Near Field Communication (NFC) technology to transmit the payment information to the POS terminal. The transaction is encrypted and secured using the device's hardware and software security features.
  • Take your receipt and enjoy your meal!

Payment On The IHOP App With Apple Pay:

  • Download the IHOP app on your iPhone or iPad from the App Store.
  • Create an account or log in if you already have one. You can also order as a guest without creating an account.
  • Browse the menu and select the items you want to order.
  • Tap on the cart icon to go to the checkout page.
  • Select "Apple Pay" as the payment method. This will prompt the app to ask you to authenticate the payment using Face ID, Touch ID, or a passcode.
  • The app will then use Apple Pay to securely transmit the payment information to the server for processing.
  • Wait for the payment to be processed and approved. The app will display a confirmation message once the payment is successful.
  • Your order will be placed and you'll receive a confirmation email. You can also track the status of your order in the app.

Benefits Of Paying With Apple Pay

Benefits Of Paying With Apple Pay
  • Convenience: Using Apple Pay at IHOP is a quick and easy way to pay for your meal. You don't need to carry cash or cards with you, and the transaction can be completed with just a few taps on your phone or watch.
  • Contactless payment: Apple Pay is a contactless payment method that reduces the need for physical contact with the checkout terminal, which can be especially useful during times of increased concern about germs and viruses.
  • Faster checkout: Apple Pay transactions are processed instantly, so you can pay for your meal quickly and move on with your day. This can be especially helpful during busy times at the restaurant when you don't want to wait in line for too long.
  • Organized payment methods: Apple Pay allows you to store multiple payment methods in one place, so you can easily switch between cards or accounts without having to fumble around in your wallet.
  • Rewards and discounts: Some credit and debit cards offer rewards or discounts for using Apple Pay to make purchases. This means that you can potentially earn points, cash back, or other rewards for paying with your phone or watch at IHOP.

Is It Safe To Pay With Apple Pay At IHOP?

Is It Safe To Pay With Apple Pay At IHOP?

Apple Pay is a safe and secure way to make payments. The service uses advanced security features to protect your payment information and prevent fraud.

  • Device authentication: To use Apple Pay, you must first set up the service on a compatible device and verify your identity using either Touch ID, Face ID, or a passcode. This ensures that only authorized users can access the payment information stored on the device.
  • Tokenization: When you add a credit or debit card to Apple Pay, the service creates a unique token for that card that is stored securely on the device's chip. This token is used for payment transactions instead of the actual card number, which helps to protect your payment information from fraud.
  • Encryption: Apple Pay uses end-to-end encryption to protect payment information during transit. This means that the payment information is encrypted at all times, from the moment it leaves your device to the moment it reaches the payment processor.
  • Biometric authentication: Apple Pay uses biometric authentication technology such as Touch ID and Face ID to ensure that only the authorized user can make payments using the service. This adds an extra layer of security to the transaction and makes it more difficult for someone else to use your device to make unauthorized payments.
  • Two-factor authentication: Some credit and debit cards require two-factor authentication for Apple Pay transactions. This means that you may need to enter a one-time verification code in addition to your Touch ID, Face ID, or passcode to complete the payment.

Other Payment Options Available At IHOP

Other Payment Options Available At IHOP

IHOP offers several payment options for customers to choose from, including:

  • Cash: You can pay for your meal at IHOP using cash. Simply bring the correct amount of cash to the restaurant and hand it to your server when it's time to pay.
  • Credit or debit card: IHOP accepts most major credit and debit cards as payment. Simply hand your card to your server, who will process the payment using the restaurant's payment terminal.
  • Gift cards: If you have an IHOP gift card, you can use it to pay for your meal. Simply present the gift card to your server at the time of payment.
  • Mobile payment apps: In addition to Apple Pay, IHOP may accept other mobile payment apps such as Google Pay and Samsung Pay. Simply look for the mobile payment symbols at the checkout terminal.
  • IHOP Rewards: If you're a member of the IHOP Rewards program, you can earn and redeem points for purchases made at the restaurant. Simply scan your rewards code or enter your phone number at the time of payment to earn or redeem rewards.

Where Else Can You Use Apple Pay?

Where Else Can You Use Apple Pay?

Apple Pay is accepted by a growing number of merchants worldwide, making it a convenient and secure payment option for a variety of purchases. Here are some of the places where you can use Apple Pay:

  • Retail stores: Many major retailers, including Walgreens, Target, and Best Buy, accept Apple Pay for in-store purchases.
  • Restaurants: In addition to IHOP, many restaurants, coffee shops, and fast-food chains accept Apple Pay, including Starbucks, McDonald's, and Subway.
  • Online merchants: Apple Pay can be used to make purchases in apps and on websites that accept the payment method. Popular online retailers that accept Apple Pay include Amazon, eBay, and Etsy.
  • Transportation: Apple Pay can be used to pay for public transportation in select cities around the world, including New York City, London, and Tokyo.
  • Entertainment: Apple Pay can be used to purchase tickets for movies, concerts, and sporting events through certain ticketing apps.
  • Gas stations: Some gas stations now accept Apple Pay at the pump, including ExxonMobil and Shell.

FAQs Regarding Does IHOP Take Apple Pay

Is There Apple Pay At IHOP?

Yes, IHOP accepts Apple Pay as a payment method for purchases made in-store and on the app. Customers can use their iPhone, Apple Watch, iPad, or Mac device to make payments at IHOP by holding the device near the checkout terminal and authenticating the payment with Face ID, Touch ID, or a passcode.

What Food Sites Accept Apple Pay?

Many food outlets, including fast food chains, coffee shops, and sit-down restaurants, accept Apple Pay. This includes popular chains like McDonald's, Subway, Starbucks, and Panera Bread, as well as local restaurants and cafes that may also accept the mobile payment option.

Does IHOP Have An App?

IHOP has a mobile app that can be downloaded from the App Store or Google Play Store. The app allows customers to place orders, pay, and earn rewards. It also offers features such as restaurant locator, menu browsing, and customization of orders.

Does IHOP Take American Express?

IHOP accepts American Express as a payment method. Customers can use their American Express credit card to pay for their meals at IHOP restaurants.


For those wondering "Does IHOP take Apple Pay?", the answer is a resounding yes! IHOP does accept Apple Pay as a secure and convenient payment method. With just a few taps on your iPhone or Apple Watch, you can pay for your meal and be on your way.

And if you're not an Apple Pay user, don't worry – IHOP offers a variety of payment options, including cash, credit cards, and gift cards. So next time you're in the mood for pancakes or other breakfast favorites, head to IHOP and enjoy a delicious meal while paying with your preferred payment method.

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.