Does CVS Have Western Union? [Revealed]

saltmoney author
By: Michael Restiano
Updated On: January 11, 2022
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The answer to the question "does CVS have a Western Union?" is "No" with a possible answer of "sometimes". Some CVS locations have Western Union services, but not all do.

CVS drugstores sell a variety of items from groceries to prescriptions and more, including personal care products and gifts. In addition to selling most major brand name prescriptions, they also offer generic drugs at significantly discounted prices.

What is CVS?

CVS is a pharmacy chain with over 7000 locations throughout the United States. It started as Consumer Value Stores in 1963 and later changed its name to CVS Corporation.

CVS has become a one stop shop for many consumers. They offer services to help manage prescriptions, pay bills, print photos and much more.

They have pharmacies in-store, online and mobile. They also offer an auto reorder feature so you never run out of your regularly prescribed medications.

What is Western Union?

Western Union is a financial services company. It offers wire transfer money transfers, bill payment, prepaid cards and more. Western Union was founded in 1851 by Henry Wells and William Fargo.

They started it in the back of a New York City cigar shop. At that time money transfers were done via telegraph or mail at a very high cost to the consumer.

Wells and Fargo changed all of that when they created an express mail business between New York and San Francisco with their financial arm attached. It was the quickest way for Californians to send money back east to their families.

When you need to transfer your Western Union Money, you will go the location nearest you and fill out a form with your information.

The sender fills out their information including how much they are sending, where they are sending it to and any special messages or requests that may apply. The sender will then be given a transfer number and the location, if appropriate, to send their money.

The receiver can go to this same location or any other one that is convenient for them and present the transfer number along with photo ID in order to receive their funds. This works best when transferring from a foreign country to a U.S. city, but it can be done from state to state as well.

Western Union offers a wide range of services and is located in over 200 countries and territories worldwide. In addition to money transfers, Western Union also provides bill payment services through their My WU program as well as prepaid debit cards that are accepted globally.

What are the advantages and disadvantages of Western Union?

Advantages:

  • Can be used by everybody: Western Union is available around the world. It has more than 550,000 agent locations in over 200 countries and territories. You can also do your transactions online or via mobile app
  • High cash limits: Western Union offers high cash limits, which you can set yourself. This lets you transfer as much money as you want up to $1,500 daily and $3,000 weekly.
  • Instant Transfers: Western Union offers instant transfers, meaning you don't have to wait for the money to arrive at its destination.

Disadvantages:

  • Fees can add up quickly: The fees for a simple transfer of money from one individual to another can be high. In some cases, it could cost around $20 which is about 10 percent of your total transfer amount.
  • Scammed: There have been scams involving Western Union. In some cases, the transfer does not go to the person you sent it to and you will not be refunded your money.

How much does Western Union cost?

Western Union fees vary depending on the amount of money being sent and where it is going. The fees are generally a percentage of the overall transfer amount with a flat transaction fee added as well.

Fees can be higher if you need your funds in a hurry, so it may pay to plan ahead and send money early enough that there is time for your transfer to be processed before it is needed.

What do I need to send a Western Union Money Transfer?

In order to send money using Western Union you must enter your information and that of the recipient (if different). You will also be asked how much money you are sending and where the person needs to go in order to pick up their money. A fee is deducted from the transfer amount that will be explained to you at the time of transaction.

What are some alternatives to Western Union?

There are other options for sending money abroad, although many are either not as easy or reliable as Western Union. Fees tend to be more expensive if you have something sent via another carrier.

The best option is to find a company in your destination city and have the funds sent there. This way you will not have to worry about exchange rates or if a location has a branch of their company near you.

What is CVS's Western Union policy?

CVS does accept Western Union money transfers, although they do not offer it in-store. You will have to go to a Western Union location. This is because CVS requires you to sign up for an account with them in order to accept money transfers at their locations, while WU won't require you to do so if the transfer was already set up via another branch.

What payment methods does CVS accept?

CVS accepts most debit cards, credit cards, cash and checks. They do not accept money orders but they do offer bill pay services through My CVS Card.

CVS is now an official partner with MoneyGram as well, so you can now send money transfers directly from the store or online.

What is MoneyGram?

MoneyGram is a money transfer service very similar to Western Union. MoneyGram specializes in sending and receiving payments globally although they do have agreements with various retailers so you can use their services quickly and conveniently.

MoneyGram was founded in 1940 by J R and L G Hulse as a way to continue their money transfer service after the postal strikes that occurred during those years. The first offices were established in Mexico City, serving as an alternative for people who wanted to send money but could not rely on the postal system to do so.

How does MoneyGram work?

MoneyGram works like any other money transfer service, allowing you to send and receive payments around the world. One of the main differences is that they do not have agreements with retailers so there are fewer places you can go in order to use their services.

They also offer bill pay services through their My MoneyGram program which makes it easier for people to pay their bills with the money they have received through MoneyGram.

What do I need to send a MoneyGram?

In order to send money using MoneyGram, you will need your own account with them or create an online account. You can then enter your details and that of the recipient in order to complete the transaction.

You will then be required to enter the amount you are sending and where it needs to go. A fee is deducted from the transfer amount that will be explained to you at the time of the transaction.

What are the advantages and disadvantages of MoneyGram?

Advantages:

Reliability:

MoneyGram has been around since 1940 so it is a very reliable service used by many.

Ease of use:

MoneyGram has a website and also allows you to sign up for an account with CVS in order to use its services at that location, which makes using it very convenient.

They also have an app that will allow you to send and receive money, making it even more convenient. Additionally, they provide a location search on their website so you can see if there is a MoneyGram office near you that will accept your payment.

Quick Transfer:

MoneyGram is very quick, allowing you to send your payment within minutes.

Rewards:

MoneyGram also offers many rewards for those who choose to send and receive their payments through the service.

Large Network:

There are over 100,000 MoneyGram locations worldwide to make it very accessible.

Disadvantages:

Fees:

The fees for MoneyGram vary depending on the service that you are using and the amount of money you are sending or receiving. They do have a fee calculator which can help you estimate how much it will cost you. MoneyGram has high fees attached to each transfer which makes them unaffordable for many people.

No Payment Tracking:

MoneyGram does not provide a tracking service which can be a disadvantage for some people.

What countries support MoneyGram?

MoneyGram is able to send money around the world although there are some countries that it cannot currently support.

How to open MoneyGram account?

1. Go to MoneyGram's website and click on the "Sign Up" button at the top of the page.

2. Select how you would like to sign up, whether that is through a mobile app or online account. You can also create an account with CVS if they are available in your area which will allow you to access the MoneyGram service through that location.

3. Enter your personal details in order to create an account and choose a username and password.

4. After you have created your account, you will be required to add money to it in order for you to send anything out with them. You can make this transaction online or in person at a MoneyGram location. You can then begin transferring money with them.

How to open a Western Union account?

1. Go to Western Union's website and click on the "Sign Up" button at the top of the page.

2. Enter your personal details in order to create an account and choose a username and password.

3. After you have created your account, you will be required to add money to it in order for you to send anything out with them. You can do this by depositing the cash into one of Western Union's many locations, having it transferred from your bank account or using a debit card if you have one linked to your account.

4. After you have added money to your account, you can use their simple website or app in order to find the nearest location that will allow you to send your payment. From here, they will walk you through the process of sending and receiving your money.

What is the difference between MoneyGram and Western Union?

MoneyGram and Western Union are both transfer services that allow you to send and receive money from different locations around the world. While they do share some similarities, there are also a few differences between them:

Fees:

The fees for MoneyGram vary depending on the service that you are using and the amount of money you are sending or receiving. They do have a fee calculator which can help you estimate how much it will cost you. MoneyGram has high fees attached to each transfer which makes them unaffordable for many people.

Western Union has fixed rates so there are no added fees because of where you are sending your money to or from.

Availability:

MoneyGram is available almost anywhere in the world. However, there are some countries that it cannot currently support.

Western Union has over 500 different locations around the world for you to send your money from or receive it at. This makes it super accessible no matter where you are.

Users:

MoneyGram is popular with many different groups of people including immigrants sending money back home, professionals who are working abroad and individuals trying to make it big in the gaming industry.

Western union is popular with many different groups of people as well although it has slightly less variety than MoneyGram. It is often used by those working and living abroad and individuals transferring money to family members. It is also optimal for immigrants who do not have bank accounts in their new countries.

Payout:

When it comes to receiving your payment, MoneyGram uses a debit card that can be linked with your account in order for you to withdraw the cash from any ATM when needed. Western Union will allow you to withdraw your winnings from their locations.

Speed:

MoneyGram transfers experience some delays when compared to Western Union due to the fact that they don't process payments until 3PM each weekday. Western Union can get you your money within minutes of it being sent out, which is truly ideal for those who need it in a hurry.

Conclusion

In conclusion, CVS does not have Western Union as part of its services, but the alternative methods were listed in this article for all those who might be wondering. MoneyGram can help you send and receive money quickly and conveniently while Western Union is helpful if you are looking to move your winnings around with ease. You can also try using TransferWise or WorldRemit for your international transactions.

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