Does Amex Work With Cash App? Read This To Link Your Card

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Do you like to shop? You like getting paid to shop too, right? Well, use the Cash App! Not only do you get $5 for signing up, but also $5 for every person that signs up using your code! That's free money in your pocket.

What Is the Cash App?

The Cash App is a way to send and receive cash for free. You can even shop online and in-store with your bitcoins.

How Does Cash App Work?

Cash App from Square, Inc. is an application that allows its users to easily deposit and withdraw funds from their accounts. This is done by linking your checking account to the Cash App and withdrawing money as you would normally do with a debit card, except you can do it through an app instead of at a physical ATM machine.

Why Use Cash App?

Cash App makes it very easy for people to make purchases online! There are some online merchants that only accept cash payments, so this is a great tool for people that have bitcoins or money in their Cash App Wallet.

What is Amex?

American Express is a United States-based financial service company. Amex is headquartered in Three World Financial Center in New York, NY. They are well known for their credit cards and charge cards that help you purchase items from stores or online!

How does Amex work?

American Express offers credit cards, charge cards, and other financial services to people that are looking for help managing their money. It is not necessary to have an American Express card in order to use Cash App. You do need a bank account though! Also, you do not need an American Express card to shop online or in-store with your Cash App.

Is Amex Safe?

American Express is a very well-known and trusted financial service company. They have been around for many years and they are here to stay! It's safe to use Cash App with your bank account linked to American Express.

Does Amex Work with Cash App?

Yes, American Express works with the Cash App. It is not necessary to link your American Express card in order for it to work; however, you will receive $1 for every person that you refer to the Cash App using your code (must sign up using your unique code). The referral bonus changes from time to time.

Yes, you can! Cash App is very easy to use. To get started, all you have to do is download the app from your Apple or Android settings.

Now that you know what it is, you want in, right? Well, let's get started.

Sign Up Using Your Phone Number

  1. Sign up using your phone number and get $5 for free! They will text you a link to verify your phone.
  2. After you get the confirmation code, click on it and continue to the next step!
  3. Once you get to this step (see picture below), it should say "Please set up 2-Step Verification". If not, try refreshing the page.
  4. Now you will see a blue button that says "Turn on '2-Step Verification. Click on it and continue to the next step.
  5. You should see this message now - Congrats! 2-Step Verification is turned on for your account. Please save a backup code in case you ever lose access to your mobile device.
  6. After you see this message (above), go to the next step!

Enter Your Information

  1. At this point, you should already have $5 for signing up. If not, then sign up using my code first and try again.
  2. Scroll down until " This promotion is only available on " and select your state.
  3. Scroll down again until you see the blue button that says "Link Your Debit Card". Do not click it yet!

Add A Backup Method

It is always good to have multiple backups in case something goes wrong with one of them. Scroll down until you see this section (see picture below) and add a backup method.

This can be an email, a mobile number, or just save the entire field. I recommend saving it to have an extra layer of security in case you lose your mobile device and need to set up a new one.

  1. Now that you have a backup method saved, click on "Link Your Debit Card" and continue to the next step.
  2. It will take you to this screen (see picture below). Scroll down until you see "Deposit from your bank account". Click on that button.
  3. It will ask you to select your bank - just scroll down and select your bank from the list. I use Wells Fargo so it is the only one that I see.
  4. Once you select your bank, it will ask if you have an account with that bank. If you do not, then use the "Deposit from a Checking Account" option instead!
  5. Follow all of their instructions and continue to the next step once everything is done!

It can take up to 10 business days for the Cash App to deposit your money. Once you reach $5, you will see $0.00 in your Cash App because it takes 2-3 days for the cash to show up in your account once it is deposited into their bank. The hold that they place on your money is not permanent; it is just until they make sure that everything is legit.

Spend Your Money!

Once your money shows up in the Cash App, you can start spending it! I like to use my bitcoins to shop online at places like Overstock and even pay for products in person using their app. It's pretty sweet; you should try it out!

If you have an American Express card, then your account will show up in the "Link Your Debit Card" section of the Cash App. It is not necessary to have a debit card on file unless you are depositing money into your Cash App account via an ACH transfer. For example, I use this method to deposit money from my Wells Fargo savings account.

You can link your American Express card on the Cash App website by following these instructions:

  1. Login at cash.me using your unique username and password that you created during registration.
  2. Scroll down to "Add or Link a Debit Card" and select "Link Your Amex Card".
  3. Enter your American Express card number, expiration date, and CID (4-digits on the back of your card).
  4. Select "Link My Card" to save the information.
  5. That's it! You are linked.

Cash Out With Amex:

You can cash out using an American Express card by following these steps (same as depositing money with your Amex card, except in reverse order):

  1. Login at cash.me using your unique username and password that you created during registration.
  2. Scroll down to "Add or Link a Debit Card" and select "Cash Out With Your Amex Card".
  3. Enter your American Express card number, expiration date, and CID (4-digits on the back of your card).
  4. Select "Generate a One-Time Use Debit Card" to fill in the information.
  5. Select "Submit".
  6. Select "Cancel" next to your debit card that was just created.
  7. Select "Cash Out".
  8. Enter the amount of money that you would like to withdraw from your wallet.  
  9. Add a tip if you'd like, then select "Submit".
  10. That's it! You should see your cash within 30 minutes or so.

What are the benefits of using Amex with Cash App?

Using an American Express card with Cash App allows you to benefit from:

Cashback rewards: Earn cash back when shopping online and in-store. Additional credit card rewards: When using your Amex card, be sure that you will also receive the additional benefits for using a credit card such as purchase protection or extended warranty coverage.

Mobile check deposit: With the Cash App, you can use your Amex card to make mobile check deposits.

AMEX Referral Program: When you refer friends to Cash App using your unique code (it changes every time), then they will give you a $1 bonus for each person that signs up! This is a great way to earn free extra money!

International: The Cash App is also available in select countries outside of the United States such as Canada and Australia.

Cash-out: You can easily cash out your earnings (including bonuses for referring friends) directly from your Amex card! This includes cashing out at any ATM or requesting a check through mail based on your preference.

Multiple Options: With Amex, you're not limited to just one method of withdrawing funds. You can withdraw your money in the following ways:

Is it a good idea to have a Cash App?

Yes! You can link any of your cards or bank accounts that have routing numbers on them. There are many options available to you and it's at your personal discretion as to whether or not you would like to use Amex with Cash App.

Conclusion

In nutshell, Amex does work with Cash App. In this article, we shared the steps to link your Amex card with Cash App and how to cash out using Amex. Also, we told you about the benefits of having an Amex card with a Cash App. The article also shared how to maximize your use of the app and get bonuses for referring friends!

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.

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