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      Loan Discharge Application: Unpaid Refund

      This discharge helps students whose schools did not properly return federal student loan funds as required under federal regulations.
      Updated: July 8, 2016

      How To Qualify

      If a portion or all of your federal student loans was supposed to have been returned to your lender and your school did not return the funds, you may be eligible for this discharge. Only the portion of the loan that should have been returned and wasn't would be eligible for discharge.

      For example: You withdrew from school before the beginning of the semester, but your school kept the loan money you had initially intended to borrow instead of returning it to the lender, which they were required to do.

      Remember that it's possible for a school's refund policy to be different than the federal loan refund requirement. In some cases, loans are required to be returned when a student's school status changes, leaving a balance owed by the student to the school.

      What You'll Need

      Along with the discharge application, you may need to provide proof showing that your loan should have been refunded, such as your enrollment dates.

      Eligible Loans

      The following loans disbursed on or after July 1, 1986, may be eligible:

      • Subsidized Stafford loans
      • Unsubsidized Stafford loans
      • Grad PLUS loans
      • Parent PLUS loans (the student that the loan was borrowed for must be eligible)

      Perkins loans are not eligible for this discharge.

      Where To Send This Form

      Submit to your loan holder. If you don't know who that is, you can go to the National Student Loan Data System (NSLDS®) to find out.

      Download Now

      Solicitud de condonación de préstamos: Reembolso por impago

      This discharge helps students whose schools did not properly return federal student loan funds as required under federal regulations.
      Actualizado: 8 julio 2016

      Cómo calificar

      Si se suponía que una parte o todos tus préstamos estudiantiles federales debían regresar a tu prestamista y tu institución educativa no regresó los fondos, puedes ser elegible. Solo la parte del préstamo que debió ser regresada es elegible para la exoneración.

      Por ejemplo: Te diste de baja en la institución educativa antes de comenzar el semestre, pero tu escuela retuvo el dinero de la matrícula en vez de devolverlo al prestamista, ya que deben hacerlo.

      Recuerda que es posible que las políticas de reembolso de la institución educativa sean diferentes a los requisitos de reembolso de un préstamo federal. En ciertos casos, se pide devolver los préstamos cuando el estado del estudiante en la institución educativa cambia, dejando un saldo en deuda por parte del estudiante para la institución educativa.

      ¿Qué necesitarás?

      Es posible que debas brindar una prueba de que tu préstamo debería ser reembolsado (como tus fechas de inscripción), junto con la solicitud de condonación.

      Préstamos elegibles

      Los siguientes préstamos desembolsados durante o después del 1 de julio de 1986 pueden ser elegibles:

      • Préstamos Stafford con subsidio
      • Préstamos Stafford sin subsidio
      • Préstamos Grad PLUS
      • Préstamos Parent PLUS

      Los préstamos Perkins no son elegibles para esta condonación

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