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    Loan Discharge Application: False Certification Of Disqualifying Status

    If you were not legally able to work in the field you borrowed your federal student loans for—and your school knew about it—you may be eligible for this discharge.
    Updated: July 8, 2016

    How To Qualify

    You may have a portion or all of your federal student loan debt obligation discharged if your school knowingly allowed you to enroll in a program despite the fact that you were unable to meet the state's legal requirements for working in that field—because of a disability, criminal record, or other disqualification.

    What You'll Need

    Documentation of your status upon enrolling in the program and receiving your loan. A copy of the state law or regulation that you could not meet but was required for employment in that occupation.

    For example, if you enrolled in a commercial truck driving program even though you had epilepsy, and the school knew about it, you would need:

    • Medical records showing you had epilepsy before you enrolled.
    • A copy of the state law or regulation that prohibits people with epilepsy from holding commercial trucking licenses.
    • Documentation showing that school officials knew you had epilepsy, such as application forms or letters from admissions counselors encouraging you to enroll despite your condition.

    Eligible Loans

    The following loans disbursed on or after July 1, 1986, may be eligible:

    • Subsidized Stafford loans
    • Unsubsidized Stafford loans
    • Grad PLUS loans
    • Parent PLUS loans (the student that the loan was borrowed for must be eligible).

    Perkins loans are not eligible for this form of discharge.

    Where To Send This Form

    Submit this form to your loan holder. If you don't know who that is, you can go to the National Student Loan Data System (NSLDS®) to find out.

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    Solicitud de Condonación de préstamos: Certificación Falsa por Condición Descalificadora

    If you were not legally able to work in the field you borrowed your federal student loans for—and your school knew about it—you may be eligible for this discharge.
    Actualizado: 8 julio 2016

    ¿Para qué sirve? Esta exoneración fue diseñada para ayudar a estudiantes que no son legalmente elegibles para un empleo en los campos para los que obtuvieron sus préstamos estudiantiles federales.

    Préstamos elegibles: Los siguientes préstamos desembolsados durante o después del 1 de julio de 1986 pueden ser elegibles:

    • Préstamos Stafford con subsidio
    • Préstamos Stafford sin subsidio
    • Préstamos Grad PLUS
    • Préstamos Parent PLUS

    Los préstamos Perkins no son elegibles para este tipo de exoneración.

    Cómo calificar: Puedes hacer que se exonere una parte o toda tu deuda de préstamo estudiantil federal si tu institución educativa permitió tu inscripción a un programa de formación profesional sabiendo que no podías cumplir los requisitos legales del estado para trabajar en ese campo laboral (debido a una discapacidad, antecedentes penales u otros motivos que te descalifiquen).

    Los prestatarios de préstamos Parent PLUS pueden ser elegibles para esta exoneración si el estudiante para el que obtuvieron el préstamo califica de acuerdo a los requisitos anteriores.

    ¿Qué necesitarás? La documentación de tu estado tras inscribirte en el programa y recibir tu préstamo. Una copia de la ley o reglamento que no pudiste cumplir, pero que era requisito para ejercer esa profesión.

    Por ejemplo, si te inscribiste en un curso de manejo de camiónes comerciales a pesar de tener epilepsia y la institución educativa sabía al respecto, necesitarías:

    • Registros médicos que demuestren que tenías epilepsia antes de inscribirte.
    • Una copia de la ley estatal o reglamento que prohíbe a las personas que sufren de epilepsia tener una licencia de manejo para camiónes comerciales.
    • Documentación que demuestre que el personal de la institución educativa sabía que tenías epilepsia, como un formulario de inscripción o cartas de consejeros de admisión que te alienten a inscribirte a pesar de tu condición.

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