How To Qualify
You may have a portion or all of your federal student loan debt obligation discharged if your school knowingly allowed you to enroll in a program despite the fact that you were unable to meet the state's legal requirements for working in that field—because of a disability, criminal record, or other disqualification.
What You'll Need
Documentation of your status upon enrolling in the program and receiving your loan. A copy of the state law or regulation that you could not meet but was required for employment in that occupation.
For example, if you enrolled in a commercial truck driving program even though you had epilepsy, and the school knew about it, you would need:
- Medical records showing you had epilepsy before you enrolled.
- A copy of the state law or regulation that prohibits people with epilepsy from holding commercial trucking licenses.
- Documentation showing that school officials knew you had epilepsy, such as application forms or letters from admissions counselors encouraging you to enroll despite your condition.
The following loans disbursed on or after July 1, 1986, may be eligible:
- Subsidized Stafford loans
- Unsubsidized Stafford loans
- Grad PLUS loans
- Parent PLUS loans (the student that the loan was borrowed for must be eligible).
Perkins loans are not eligible for this form of discharge.
Where To Send This Form
Submit this form to your loan holder. If you don't know who that is, you can go to the National Student Loan Data System (NSLDS®) to find out.