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     (27)

      Unemployment Deferment Request

      Borrowers who work fewer than 30 hours per week and are trying to find a permanent, full-time job may be able to pause their payments for up to 3 years.
      Updated: November 2, 2016

      How It Works

      If you do not have a full-time job (meaning you work fewer than 30 hours per week), you can postpone your payments for 6 months at a time for up to 3 years. However, you must make six diligent attempts to obtain full-time work during each 6-month period.

      What You'll Need

      • Both the date that you became unemployed and the date that you wish to begin deferring payments. If you have already missed some payments, you can back-date the beginning of the deferment. Ask your servicer for details.
      • One of the following forms of supporting documentation:
        • Proof that you have applied for and are receiving regular unemployment benefits.
        • Proof that you're registered with a job placement agency within 50 miles of your home. Registering with your state employment agency, even if you aren't getting unemployment benefits, fulfills this requirement. However, posting your résumé online or signing up with a temp agency doesn't count.

      Where To Send This Form

      Submit this form to your loan servicer (the company that sends you the bills). If you don't know who that is, you can go to the National Student Loan Data System (NSLDS®) to find out.

      Note: If you are working at least 30 hours per week and can't afford your payments, use the Economic Hardship Deferment Request instead.

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      Solicitud de prórroga por desempleo

      Borrowers who work fewer than 30 hours per week and are trying to find a permanent, full-time job may be able to pause their payments for up to 3 years.
      Actualizado: 3 febrero 2017

      Cómo funciona

      Si no tienes un trabajo a tiempo completo (es decir, si trabajas menos de 30 horas a la semana), puedes posponer tus pagos por períodos de 6 meses cada vez por hasta 3 años. Sin embargo, debes realizar seis intentos efectivos para obtener un trabajo a tiempo completo durante cada período de 6 meses.

      Lo que necesitarás

      • La fecha en que quedaste desempleado y la fecha en la que deseas comenzar a prorrogar los pagos. Si ya tienes algunos pagos atrasados, puedes adecuar retroactivamente la fecha de inicio de la prórroga. Pregunta a tu administrador de préstamos para obtener más detalles.
      • Uno de los siguientes tipos de documentación de respaldo:
        • Algún comprobante de que ya presentaste tu solicitud y estás recibiendo subsidios para desempleados.
        • Prueba de que estás inscrito en una agencia de empleo que está a menos de 50 millas (80 km aprox.) de tu hogar. Estar registrado con una agencia de empleo de tu estado cumple con este requisito, incluso si no estás recibiendo el subsidio para desempleados. Sin embargo, publicar tu currículum en Internet o inscribirte en una agencia de empleos temporales no cuenta.

      Adónde enviar este formulario

      Envía este formulario a tu administrador de préstamos (la empresa que te envía las facturas). Si no sabes quién es, puedes acceder al Sistema Nacional de Información sobre los Préstamos Estudiantiles (NSLDS®) para averiguarlo.

      Nota: Si estás trabajando al menos 30 horas por semana y no puedes con tus pagos, en su lugar usa la solicitud de prórroga por dificultades económicas.

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