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      In-School Deferment Request

      Pause payments while you're in school or on an approved leave of absence. Your school may automatically request this for you while you are enrolled, but you'll need to use this form in some situations.
      Updated: January 29, 2016

      What You'll Need

      In addition to the request form (you can use the same one if you are an undergraduate student or graduate student), you will need proof of at least half-time enrollment.

      Different schools have different definitions for "half-time" and "full-time" enrollment, and time limits apply to your leave of absence (maximum 180 days in a 12-month period). If you're not sure about your status, check with your registrar's office. If your first loan was taken out before July 1, 1993, you have to be enrolled full time.

      Students Taking A Leave Of Absence

      If you do not return at the end of your approved leave of 180 days or less, your status as a student, as well as the status of your deferment, may be affected. You may be considered withdrawn from school, and the first day of your leave will count as the first day of your grace period—even if you received deferment during the leave.

      Summer Bridge Deferment

      If you complete a degree in the spring and have already used your grace period but will continue at least half-time enrollment in the fall, you may complete this form to apply for a summer bridge deferment. This deferment ensures that you do not enter repayment between the spring and fall terms since your grace period has already been used.

      Parent Borrowers

      If you have Parent PLUS loans and are also enrolled in college or graduate school yourself, you can use this form to get a deferment for the 6 months after you drop below half-time enrollment. If you are a Parent PLUS loan borrower who is not in school but wants a deferment for your Parent PLUS loans while your child is in school at least half time, use the Parent PLUS deferment form instead.

      How To Apply

      Send the form to your servicer (the company that sends you the bills).

      Download Now

      Solicitud de prórroga por estudios a medio tiempo como mínimo

      Pause payments while you're in school or on an approved leave of absence. Your school may automatically request this for you while you are enrolled, but you'll need to use this form in some situations.
      Actualizado: 20 febrero 2017

      Lo que necesitarás

      Además del formulario de solicitud (puedes usar el mismo si eres estudiante de pregrado o de posgrado), necesitarás una prueba de que estás inscrito al menos a medio tiempo.

      Diferentes universidades tienen diferentes definiciones de "medio tiempo" y "tiempo completo", y hay un límite de tiempo para las licencias (un máximo de 180 días en un período de 12 meses). Si no estás seguro de tu situación, contacta a la oficina de trámites escolares. Si tomaste tu primer préstamo antes del 1 de julio de 1993, debes estar inscrito en la modalidad de tiempo completo.

      Estudiantes que toman una licencia

      Si no regresas al final de tu licencia de 180 días o menos, tu estado como estudiante, así como el estado de tu prórroga, podría verse afectado. Puede que seas considerado como retirado de la institución, y el primer día será contado como el primer día de tu período de gracia aunque hayas recibido una prrórroga durante tu licencia.

      Prórroga por puente de verano

      Si completas la carrera en primavera y ya has usado tu período de gracia, pero seguirás inscrito al menos como estudiante a medio tiempo en otoño, puedes completar este formulario y aplicar para una prórroga por puente de verano. Esta prórroga asegura que no tengas que recomenzar los pagos entre los trimestres de primavera y otoño, pues tu período de gracia ya habría terminado.

      Padres Prestatarios:

      Si tienes préstamos PLUS para padres y también estás inscrito en una universidad o institución de estudios de posgrado, puedes usar este formulario para obtener una prórroga para los primeros seis meses tras dejar la facultad. Si tienes un préstamo PLUS para padres, pero no estás estudiando y quieres una prórroga para tus préstamos PLUS mientras tus hijos están en la universidad al menos a medio tiempo, usa el formulario de prórroga para Préstamos PLUS para padres.

      Cómo solicitarlo

      Envía este formulario a tu administrador de préstamos (la empresa que te envía las facturas).

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