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      In-School Deferment Request

      Pause payments while you're in school or on an approved leave of absence. Your school may automatically request this for you while you are enrolled, but you'll need to use this form in some situations.
      Updated: January 29, 2016

      What You'll Need

      In addition to the request form (you can use the same one if you are an undergraduate student or graduate student), you will need proof of at least half-time enrollment.

      Different schools have different definitions for "half-time" and "full-time" enrollment, and time limits apply to your leave of absence (maximum 180 days in a 12-month period). If you're not sure about your status, check with your registrar's office. If your first loan was taken out before July 1, 1993, you have to be enrolled full time.

      Students Taking A Leave Of Absence

      If you do not return at the end of your approved leave of 180 days or less, your status as a student, as well as the status of your deferment, may be affected. You may be considered withdrawn from school, and the first day of your leave will count as the first day of your grace period—even if you received deferment during the leave.

      Summer Bridge Deferment

      If you complete a degree in the spring and have already used your grace period but will continue at least half-time enrollment in the fall, you may complete this form to apply for a summer bridge deferment. This deferment ensures that you do not enter repayment between the spring and fall terms since your grace period has already been used.

      Parent Borrowers

      If you have Parent PLUS loans and are also enrolled in college or graduate school yourself, you can use this form to get a deferment for the 6 months after you drop below half-time enrollment. If you are a Parent PLUS loan borrower who is not in school but wants a deferment for your Parent PLUS loans while your child is in school at least half time, use the Parent PLUS deferment form instead.

      How To Apply

      Send the form to your servicer (the company that sends you the bills).

      Download Now

      Solicitud de aplazamiento por estudios

      Pause payments while you're in school or on an approved leave of absence. Your school may automatically request this for you while you are enrolled, but you'll need to use this form in some situations.
      Actualizado: 29 enero 2016

      ¿Para qué sirve? Detiene los pagos durante tus estudios. Usa el mismo formulario si eres un estudiante de pregrado o posgrado. Por lo general, los pagos se suspenden automáticamente mientras estás inscrito, pero bajo ciertas situaciones tendrás que usar este formulario.

      ¿Qué necesitarás? Comprobante de inscripción a medio tiempo como mínimo. Debes tener en cuenta que tu facultad define lo que es "medio tiempo" y "tiempo completo", así que consúltalo en la oficina de registro si no estás seguro.

      Estudiantes que toman un permiso de ausencia: Si no regresas al final de tu permiso aprobado de 180 días o menos, tu condición de estudiante, así como el estado de tu aplazamiento, pueden verse afectados. Es posible que seas considerado retirado de la universidad, y el primer día después de tu permiso se contará como el primer día de tu período de gracia-aunque hayas recibido el aplazamiento durante el permiso.

      Aplazamiento para cubrir el verano: Si completas un título en la primavera y ya has utilizado tu período de gracia, pero continuarás estudiando al menos medio tiempo en el otoño, puedes completar este formulario para solicitar un aplazamiento llamado "Summer Bridge Deferment." Este aplazamiento se asegura de que no empiezes el reembolso en medio de los semestres de primavera y otoño, ya tu período de gracia ya se ha utilizado.

      Padres prestatarios: Si tienes préstamos PLUS y también estás inscrito en una universidad o institución de estudios de posgrado, puedes usar este formulario para obtener un aplazamiento de pago para los primeros seis meses tras dejar empezar a estudiar menor de medio tiempo o dejar tu Universidad.

      Si tienes un préstamo Parent PLUS pero no estás estudiando y quieres un aplazamiento de pago para tus préstamos PLUS mientras tu hijo/hija esta  en la universidad, usa la Solicitud  De Aplazamiento de Pago Para Padres Prestatarios De un Prestamo PLUS en vez de esta solicitud.

      Solicitud  De Aplazamient de Pago Para Padres Prestatarios De un Prestamo PLUS

      Envíe el formulario a: Su administrador (la compañía que le envía las facturas). Si usted no sabe quién es, puede ir a la base de datos del National Student Loan Data System (NSLDS®) para averiguarlo.

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