Can You Send Money From PayPal To Venmo?

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Unfortunately, there is no way to directly send money from PayPal to Venmo. You can transfer money in your PayPal account to bank accounts that are linked with both PayPal and Venmo, but you cannot do it the other way around.

The reason for this is because each payment platform has its own rules when it comes down to transactions. Venmo’s payments service is a peer-to-peer money transfer service.

That means transfers can only be made from one user to another, not from a third-party account. PayPal operates in different ways and allows payments between any three parties – so it can be you send your friend some cash from PayPal, but not from one branded payment processor to another.

What is Paypal?

PayPal is a money transfer service used for online purchases and other monetary exchanges. It provides a secure method for transferring money, making payments, and sending or receiving money internationally.

It is commonly used when shopping online to avoid sharing credit card information with various businesses. Some users also prefer PayPal because they believe it provides more protection against fraudulent merchants than other online payment methods.

What is Venmo?

Venmo is a social payment app used by customers with bank accounts to make financial transactions with friends and family using their phone’s contact list. It transfers funds directly from linked bank accounts into the recipient’s Venmo account. It does not transfer any money between PayPal accounts.

What is the difference between PayPal and Venmo?

PayPal is an online payment service used mainly for transactions involving bank accounts, while Venmo is a social app that transfers funds directly from linked bank accounts into the recipient’s Venmo account.

This means that there are some major differences in how each one works and who can use them. For example, PayPal transfers money between bank accounts, while Venmo transfers the funds directly from one person’s linked bank account into another person’s Venmo account.

In other words, you must have a PayPal account to transfer money using PayPal but you do not need a Venmo account to receive money from a Venmo transfer. Also, PayPal is a lot more flexible when it comes to the types of purchases you can make with it, while Venmo currently only allows for money transfers between users’ personal accounts.

How to send money from PayPal to Venmo?

If you want to send money from PayPal to Venmo, you will have to first transfer the money from your PayPal account into a bank account that is linked with both PayPal and Venmo. If that bank account is not already set up as a “Payment Account” on Venmo, then you can just add it as one by entering the routing number and account number from that bank into Venmo. After that, you will be able to send money from PayPal to Venmo by following this procedure:

Make the recipient open a PayPal account:

If the recipient does not already have a PayPal account, she will need to open one. This is just for receiving the money that you are sending or receiving through PayPal – the actual Venmo transfer between linked accounts happens on Venmo’s side of things. If your friend has never used PayPal before, she will need to enter her bank account information while opening an account.

The sender can open a Venmo account:

If the sender also does not already have a Venmo account, then she can open one while funding PayPal’s transfer into their linked bank account.

This is where it gets tricky:

The sender will need to choose “Venmo” as a withdrawal option in her PayPal account. It’s not intuitive, but there isn’t a directly obvious “send money to Venmo” option. The sender will need to click on the pull-down menu next to ” Withdraw funds,” where she can choose “Venmo” as a withdrawal method.

The receiver’s bank account:

As noted above, if your friend already has a PayPal account and a Venmo account linked with the same bank account, then money can automatically be sent to her Venmo account.

If she has not yet set up a bank account on Venmo, though, you will have to send the money from PayPal directly into her bank account before it can be securely transferred into her Venmo account. To do this, choose your friend’s bank account in Step 2 instead of Venmo. PayPal will then transfer the money directly into your friend’s bank account, and she can then add that same bank account to her existing Venmo account in order to receive it there.

Can you send money from Venmo to PayPal?

No, there is no way to transfer money from Venmo to PayPal directly. You can only send it from your PayPal account into your Venmo account if both accounts are linked with the same bank account.

Or, you can receive a Venmo payment directly into your PayPal account by using that as the withdrawal option during the transfer process (see “How to send money from PayPal to Venmo?”).

Make the recipient open a Venmo account:

As with receiving PayPal payments, the PayPal transfer must first be sent to a Venmo account. If your friend does not have a Venmo account yet, you will need to send her money directly into her bank account before it can be transferred into her Venmo account.

The sender can open a PayPal account:

If the sender also does not already have a PayPal account, then she can open one while funding the Venmo transfer into their linked bank account.

The receiver’s bank account:

As noted above, if your friend is receiving money from both PayPal and Venmo in her single bank account, then it will automatically be sent to her Venmo account.

Things to avoid when transferring money:

  • Never use a prepaid debit card to fund the PayPal transfer. This will not work and it will cost you more in fees than your actual transfer amount.
  • Do not send money directly into an account that has not already been set up on both PayPal and Venmo (i.e., if the bank account is only associated with PayPal, send money to that PayPal account before sending it to Venmo).
  • Do not use a mobile checkout link from the PayPal mobile app. Use the full web version of PayPal instead.
  • If you are receiving money from both PayPal and Venmo in your single bank account, then it will automatically be sent to your Venmo account.
  • If your friend does not already have a Venmo account, you will need to send her money directly into her bank account before it can be transferred into her Venmo account.

Is it safe to send money from Paypal to Venmo indirectly?

No, it is not safe. One of the main reasons that Venmo came into existence is to help people avoid making transactions through PayPal, which charges fees for each transaction. The only way to transfer money directly from PayPal to Venmo is if both accounts are linked to the same bank account, so any other form of transfer would involve an indirect route at additional cost or inconvenience.

Conclusion:

No, there is no way to transfer money from PayPal directly into a Venmo account. However, if your friend already has a bank account on both Venmo and PayPal, then the money can be transferred from PayPal straight into her Venmo account. If she does not have a bank account linked to Venmo, then you will need to send the PayPal money directly into her bank account before it can be transferred into her Venmo account.

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.