Last Updated on September 21, 2020 by Mike Restiano
People often ask about the US band’s credit card, i.e., Hobby Lobby Credit Card. This card has earned a perfect name in the market, and they are amongst the best in their service.
Also, with many credit card providers there in the market, we need to know if the Hobby Lobby credit card is worth it.
People love this card because of the offers and the exciting discounts it offers from time to time. You get a reward point or cashback on all of your purchases, which makes shopping a delight.
Thus, it is just the simple formula, the larger quantity you shop in, the larger your reward will be. Now let us see if the Hobby Lobby Credit card is good enough or not. We have listed other card details also read out about Credit One Bank Online Banking Login | Credit Card Online Account
If you want to access your credit card online or if you're going to pay bills and check the details of your card, then you must complete the login process online.
Step 1 - Go to the login homepage (www.hobbylobby.com) of the Hobby Lobby.
Step 2 - Enter your registered Email Address and Password as shown in the image below, then complete the captcha and click on Login button. On this Hobby Lobby webpage, you can access call line 1-800-888-0321, · My Account · Store Finder · Gift Cards · Rewards Visa® Card · Careers · Customer Service · Contact Us · Shipping & Returns · Order Status
It is effortless and convenient for anyone to apply online, as it will help you save a lot of time and effort. The process is super simple, and only the basic credit history checks are done so that no issues are found from the customer’s end.
Also, the US bank encourages customers to pay their dues online time and again. In fact, they have made it so easy by setting up automatic payments so that you pay anything that you have on due in time.
With features such as regular account updates and occasional information about your other details such as purchases, reward points, and the interest, you are always updated with the Hobby lobby credit card.
Cardholders can enjoy an additional five points if they purchase anything from any Hobby Lobby shop. Moreover, it provides one point per dollar spent on all other shops across the United States. It considers that a happy client helps companies be prosperous and provides $25 for every 2500 points earned.
Additionally, 1000 bonus points are added to your account if you make your first Buy within 90 days of opening your account. The Hobby Lobby Credit card is associated With US Bank, so all of your communication regarding the card will probably be with US Bank. The Credit score requirement is also decent enough.
Having talked about the reasons to purchase, let’s see why one should not get one.
There is an annual fee that depends on your credit card score. That is between $0 to $29. But this depends on your credit rating and, thus, is not told you when you apply.
The APR charges vary between 13.74 to 24.74 percent. There is an additional late fee of $39.
Generally, the grace period is 24 days; if you miss it, you will be charged heavily by the bank.
This credit card is for people who use a lot of credit cards for shopping. If you are not an avid shopper, then this card is not for you. It is also tough to get qualified to get this credit card as it only accepts customers with a credit rating of more than 600.
Generally, the process happens instantly. However, the maximum time the company claims is of 30 days.
The credit card score requirement needs to be at least 600 before you apply.
Up on a successful sign-up, you will get a total of 1000 bonus points in your account, if you make your first eligible net purchase within a period of 90 days after opening your account.
What are the different rewards and schemes with Hobby Lobby Credit Card?
You can earn 5 points per eligible net purchase if you spend $1 at either hobbylobby.com or any other hobby lobby certified store.
If you spend $1 anywhere else (eligible per net purchase) you get 1 point anywhere Visa credit cards are accepted.
You will also receive a total of $25 in your hobby lobby reward card for every 2500 points that you earn.
To recover your username and/or password, go to the link : https://www.hobbylobby.com/login and press forgot password button to recover the account.
On doing so, you will get a verification code in your email ID.
To complete the verification process, type the code that you just received and then reset your password.
To check the status of your application, you need to call at 1-800-888-0321
To cancel your card, or to close your existing account, just call at the following toll free number: 1-800-888-0321.
The customer care number is: 1-800-888-0321. Just call on this number to talk to a customer care agent. Alternatively, you can also find the following number at certain places: 1-866-546-9241. You can call them at any time you want, they are available 24/7.
To check the status or to activate your card to login to your account, just call 1-800-888-0321.
You can make payments from your Hobby Lobby Credit Card. To do that you need to sign in to your account. Once done you will find a payment tab. Just select your desired payment method and complete your required bill payments.
Just ensure the few basic steps first.
Make sure that you have entered the right email address at the time of applying. Upon successful approval for the hobby lobby credit card, you will get a notifying email from the company.
Not only this you will also be a sent a mail to your selected mailing address. This step is done to send you the actual card. If you are tired of waiting, feel free to call their customer support team at the following number 1-866-546-9241.
Balance Transfer Fee (BTF) is 3% (min $5)
Purchase Intro APR is not offered with the card
Transfer Intro APR is not offered with the card
The Late Payment Fee of this hobby lobby card is $38
Returned Payment Fee is N/A on the card.
The Cash Advance Rate is 25.99% (V).
It is 3% (min $10)
The rate of Foreign Transaction Fee is 3%.
Yes, it supports chip-and-signature.
We have tried to cover all the details regarding the Hobby Lobby Card. If you still have some questions around your mind, feel free to contact the support team of the US Bank on the numbers mentioned above.
I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work.
Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.