22 Best SubReddit Personal Finance Communities [Updated February 2023]

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When it comes to Reddit, personal finance is a big topic. In fact, Reddit lists itself as the #7 website in terms of traffic by category with nearly 8 billion monthly page views. Reddit communities cover everything from funny videos, news, science and more. So why not Reddit personal finance?

Reddit personal finance subreddits often make their way on to top 10 lists of what's trending online because they're so popular (and can help boost your business). But Reddit also attracts people looking to learn about specific topics like Reddit for business owners.

Entrepreneurs may eventually want something more than just tips when it comes to managing finances. That's where Reddit communities come in handy. They offer information and advice on managing money specific to entrepreneurs.

Reddit personal finance communities cover everything from investment advice to financial strategies for business owners. Redditors in Reddit's personal finance community provide answers on everything from where to invest your money (and how much of it) to the best credit cards.

Reddit for debt Redditors shares their stories about overcoming debt through Reddit communities. They offer tips and tricks as well as encouragement for other Redditors looking to get out of debt.

What is Subreddit?

Subreddit is a Reddit community for Redditors around the globe sharing thoughts on a particular topic. Reddit has thousands of subreddits covering everything from funny videos, news, science, finance, and more. It's essentially Reddit's way of letting people with similar interests come together to chat and share stories online.

With Reddit, you'll find thousands of financial subreddits designed for Reddit business owners and entrepreneurs. For instance, if you're thinking about opening up a shop online consider looking into Reddit communities like Financial Independence or MSFinance that offer information on funding your business or launching it as an entrepreneur.

Reddit's 22 best personal finance Subreddit's

reddit personal finance

1. r/PersonalFinance

Members: 14.7m (as of 03/07/2021)

This is Reddit's top-rated investment Reddit community with over fourteen million Reddit subscribers. Thousands of Redditors share stories, post questions, and provide advice on investing in stocks, bonds, and mutual funds.

Reddit Personal Finance is an ideal place for Reddit business owners looking for advice, tips, and tricks on managing personal finances effectively. Millions of Redditors are subscribed to this Reddit community posting ideas about earning money, saving money, and improving your credit score among other topics like savings goals and eliminating debt.

2. r/Bogleheads

Members: 79.5k (as of 03/07/2021)

Redditers in Reddit's Boglehead community follow the investment theory of Jack Bogle, founder of Vanguard Group. It is a Reddit community forum for investing. Redditors share their knowledge on topics like mutual funds, exchange-traded funds (ETFs), index funds, and stocks.

It is Reddit's best Reddit community for promoting the "the Boglehead approach to investing," this Reddit community is definitely a must-see for any Redditors looking to invest in stocks, bonds, or other forms of investments.

3. r/financialindependence

Members: 926k (as of 03/07/2021)

Reddit financial independence is a Reddit community for Redditors looking to become financially free. It is one of Reddit's top-rated personal finance communities with almost a million Reddit subscribers. In this Reddit community, Redditors share their personal journey to becoming financially independent based on a Reddit post or question.

Reddit financial independence Reddit community is a great place to start if you're looking for advice on how to reach your money goals. Redditors share stories and tips they've learned from their journey.

4. r/FinancialPlanning

Members: 235k (as of 03/07/2021)

Reddit financial planning Reddit community is a Reddit forum for Redditors looking to plan their finances based on their income and monthly expenses. Redditors post questions in this Reddit community discussing ideas about saving money and investing effectively.

This Reddit community also has an active Reddit thread where Reddit users can discuss the best financial planning apps Redditors use to manage their finances.

5. r/CreditCards

Members: 450k (as of 03/07/2021)

CreditCard Reddit community is Reddit's top Reddit community for Redditors looking to manage their credit card debt effectively. This Reddit forum offers a chance for Reddit users to share and discuss ideas about improving credit scores, getting out of debt and how to pay off credit cards quickly.

Reddit's CreditCard Reddit community offers a space for Redditors to learn about saving money and eliminating debt.

6. r/Budget

Members: 15.6k (as of 03/07/2021)

Reddit's Budgeting Reddit community is a Reddit forum for Redditors looking to manage their budgets and reduce expenses based on their income.

This Reddit forum offers advice on how to get out of debt, save money and live an affordable lifestyle. Reddit users share tips they have learned on how to manage their personal finances effectively.

7. r/fatFIRE

Members: 175k (as of 03/07/2021)

Reddit's fatFIRE Reddit community is a Reddit forum for Redditors looking to live an extravagant life with their retirement funds. This Reddit forum shares personal success stories about Redditors who have become financially independent and retired early.

Redditors share how they were able to retire early and what Reddit community Redditors can follow to become financially free.

8. r/Frugal

Members: 1.9m (as of 03/07/2021)

The frugal Reddit community is Reddit's top Reddit forum for Redditors looking to live an affordable and frugal life. Redditors in Reddit's Frugal Reddit community follow Dave Ramsey who encourages people to save money and eliminate debt.

Reddit users share tips and ideas about Redditors who live a frugal lifestyle. Reddit users spend their time sharing stories of how Redditors were able to save money and eliminate debt.

9. r/Banking

Members: 40.3k (as of 03/07/2021)

Reddit banking Reddit community is Reddit's top Reddit forum for Redditors looking to learn about banks and how banks work. Reddit users discuss their thoughts on what online banks are the best, comparing bank statements and reviewing fees that come with certain types of banking transactions.

Reddit banking Reddit community helps Redditors learn about financial topics and how banks influence the economy. It offers a Reddit forum for Redditors to learn about saving money when dealing with banks.

10. r/Shoestring

Members: 1.2m (as of 03/07/2021)

This Reddit community is a Reddit forum to discuss traveling on a budget and avoiding expensive vacations. This is a place for people who want to talk about traveling on a budget.

There are many different ways to travel and you can learn about them here. You can also share your own tips on traveling cheaply, and tell where you have found inexpensive destinations or places to stay.

11. r/investing

Members: 1.9m (as of 03/07/2021)

Reddit investing community is Reddit's top Reddit forum for Redditors looking to invest in stocks. This Reddit forum offers an active Reddit thread where Reddit users can discuss their favorite stocks and investment strategies that are successful.

This community connects Reddit users with each other by sharing stories about the best stocks to buy, how oil companies do business and why one should invest in Canadian companies when buying stocks.

12. r/realestateinvesting

Members: 811k (as of 03/07/2021)

Reddit real estate investing community is Reddit's top Reddit forum for Redditors looking to learn about investing in property. This Reddit community is for people who are interested in real estate investing.

People talk about their thoughts and what they have learned as well as giving advice when someone has a question. People also talk about different types of real estate investing like flipping/rehabbing, wholesaling, lending, land, and commercial real estate.

13. r/MiddleClassFinance

Members: 22.9k (as of 03/07/2021)

This Reddit community is for middle-class people to talk about money, problems, tips, and ideas. Reddit users are middle-class Redditors who share their Reddit stories and answer questions asked by Redditors in Reddit's Middle-Class Finance Reddit community.

14. r/Schwab

Members: 7.1k (as of 03/07/2021)

This Reddit Schwab community is a place where you can go for investing help. It's not only great for beginners but seasoned investors as well, thanks to its community of members with varying levels of knowledge and experience in the field.

Charles Schwab is a company that has been around since 1974 and strives to provide its customers with the best possible service. They have plenty of resources available on their website, including educational videos about investing for beginners or seasoned professionals alike.

15. r/PFtools

Members: 8.3k (as of 03/07/2021)

Reddit PFtools community is a forum for Redditors looking to learn about personal finance tools. Reddit users share knowledge and discuss money topics as a part of the Reddit PFtools Reddit community. Reddit "PF" stands for personal finance.

Personal finance is a time-consuming endeavor. There are many tools for different types of budgeting, saving, and investing that can help you manage your finances more efficiently.

16. r/CryptoCurrency

Members: 3.2m (as of 03/07/2021)

This Reddit community is for people who are interested in cryptocurrency, as well as Bitcoin news on Reddit and other emerging digital currency or altcoins.

Redditors discuss digital currencies like bitcoin, blockchain technology, and how cryptocurrencies play a role in the Reddit economy. Anyone can join this Reddit community to share news, talk about bitcoins or purchase them via Reddit marketplaces.

17. r/tax

Members: 134k (as of 03/07/2021)

This Reddit tax Reddit community shares Reddit stories and knowledge about taxes. People have been able to learn more about dealing with the Internal Revenue Service (IRS) and how they can save money on their tax bills.

The Internal Revenue Service (IRS) is responsible for collecting federal taxes in the United States of America. The IRS makes most of its money from payroll taxes and income tax, but property tax is one of its biggest sources of cash.

18. r/leanfire

Members: 204k (as of 03/07/2021)

The Reddit LeanFire Reddit community is a place where Redditors can go to learn more about achieving financial independence.

Redditors post their own Reddit stories in this Reddit forum and discuss personal finance strategies that help them to achieve financial freedom.

Achieving the type of success that qualifies you as financially independent isn't an easy task. People call it financial freedom because you are able to do whatever you want and not have to worry about finances.

19. r/passive_income

Members: 164k (as of 03/07/2021)

Redditors in the Passive income Reddit community discuss how they can make money without being active but still earn income. Reddit users who are interested in passive income or side hustles share their Reddit stories and give advice to other Redditors.

20. r/StudentLoans

Members: 108k (as of 03/07/2021)

This Reddit community is for Redditors who have or are currently getting student loans. Reddit users share their Reddit stories, the struggles they had to endure through and offer advice to others who might be going through something similar.

The Reddit Student Loans Reddit community is also a great resource for Redditors who are still paying off their student loans and trying to make the most of them. Reddit has a lot of financial resources that can help Redditors dealing with student loans more efficiently.

21. r/sidehustle

Members: 49.2k (as of 03/07/2021)

Redditors in the Reddit side hustle Reddit community can learn about ways to make money on Reddit while still keeping their full-time jobs. They post stories and discuss Reddit strategies that helped them earn more cash outside of their normal job.

The Reddit side hustle Reddit community has Redditors of all types. Redditors who are unemployed and looking for a way to earn money share Reddit stories discussing what they've tried and how others can do the same.

22. r/povertyfinance

Members: 809k (as of 03/07/2021)

The Reddit poverty finance community is a place where Redditors can learn more about techniques to make ends meet when they are living in poverty. Redditors post their own Reddit stories and give advice on how they got themselves out of debt or learned how to keep it under control.

Redditors in the Reddit poverty finance community suggest methods to help Redditors who are struggling with financial issues that could lead to bankruptcy. Reddit users can learn how to make a budget, live below their means, and invest money to build up their savings accounts.

Final Words

I've been really inspired by all of the Reddit personal finance communities. These subreddits have given me so many ideas for how to save money and be a better investor, which is something that's always important as an entrepreneur or business owner.

As someone who has often struggled with budgeting in day-to-day life, it is nice to find a community where people share their own strategies for spending less and saving more regardless of income level.

Reddit's personal finance resources and Reddit communities can be incredibly helpful tools when it comes to managing your budget. Reddit offers people the opportunity to connect directly with financial experts, receive free advice on savings and loans.

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.

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