Best Cash Advance Apps For Bad Credit 2022

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Bad credit can be a major hindrance in the world of financial institutions, but it shouldn't stop you from achieving your life-long dreams. The following list brings you several options for fast cash when you need it most, no matter what your credit score is like!

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What Are Cash Advance Apps?

Cash advance apps are applications that offer mobile users access to fast cash when they need it most. A short-term loan, typically under $500, these loans can be used for emergency purposes or unexpected expenses.

Cash advance apps differ from traditional payday loans in their accessibility and ease of use, as consumers do not need to leave home to obtain a loan.

Some cash advance apps also offer a "guaranteed" loan with no credit check required, making them an attractive option for those who have been denied loans due to bad credit in the past.

Who Can Use A Cash Advance App?

Cash advance apps are available to most consumers as long as they have a bank account and a source of income. As these loans are short-term in nature, consumers with a poor credit score may still be approved for the loan.

Is There A Cash Advance App For Any Situation?

In most cases, yes! As long as you have been denied traditional options in the past due to bad debt or less-than-ideal credit, then there's a cash advance app that can provide you with the cash you need.

There are even "guaranteed" cash advance apps out there, so finding the right option for your needs shouldn't be too difficult.

How Does Cash Advance App Work?

Cash advance apps work by linking consumers with lenders almost instantaneously. After you provide them with your bank account information, they will deposit the money into your account within 24 hours. The entire process usually takes less than one day, allowing you to take care of your financial needs as soon as possible!

Are Cash Advance Apps Safe to Use?

Cash advance apps are a safe and secure way of obtaining a short-term loan, as they require very little personal information from their users. The identity verification process is far less stringent than traditional payday loans or banks, making it easier for consumers with bad credit to access the cash they need quickly.

How Do I Apply For A Cash Advance App?

You can apply for a cash advance app with very little difficulty. Most apps feature an easy-to-use application process, and most will require you to submit the following:

  • Your social security number
  • Your employer's name and contact information
  • Your bank account information

Cash Advance App Pros and Cons



Cash Advance Apps are easy to get and hassle-free. They don't require you to provide any sensitive information such as bank account details, social security numbers, etc. Cash Advance apps approve borrowers on the basis of income proof and job history.

No Hidden Charges:

Cash Advance apps do not charge any application or processing fees. When you're in a financial pinch, Cash Advance services are the only way out.

Cash Advance lenders do not ask for an application fee or any sort of processing fee, as banks and other Cash Advance providers do. There's no upfront cost to using a Cash Advance app on your loan amount.

No Credit Checks:

Cash Advance applications do not check your credit history, and Cash Advance apps have no impact on your credit score. Cash Advance applications are processed based on the borrower's employment and income documentation. Bad credit or no credit at all may be enough for you to qualify for a cash advance.


Higher Interest Rates:

Cash Advance applications have higher interest rates than traditional lenders and banks. Cash Advance apps are designed for those who find it difficult to save due to their frequent financial difficulties. Loans obtained through Cash Advance apps have a greater interest rate than conventional loan providers.

Cash Advance applications with high-interest rates may accumulate rapidly, and Cash Advance apps charge you a high rate for your advances. On Cash Advance Apps, you can compare Cash Advance offers before selecting one app to borrow cash from.

No Long-Term Solution:

Cash Advance apps are short-term loans that can't be used for long-term loan requirements such as purchasing a vehicle on a Cash Advance, paying off debt, or anything else.

Excessive Borrowing May Lead To Debt:

Cash Advance is often offered in one lump sum. Cash Advance can quickly turn into debt if you don't pay attention to how much you borrow and when you have to repay it. If you borrow too much or too little, it may put you in a financial bind, which is why Cash Advance Apps should only be used as a last resort.

Now We Will Look At Cash Advance Apps For Bad Credit:

1. Cleo

Cleo is a Cash Advance app that provides short-term loans to individuals in need of urgent financial aid. The amount you may borrow with the Cleo advance app is determined by your location, job status, income verification, and other factors.

App Features:

Easy Application Process :

You can apply for Cleo's Cash Advance in less than 10 minutes. Just fill in your details on the online application page and wait for a few moments to get approved for a Cash Advance.

It is easy to qualify for Cleo's Cash Advance, as it doesn't require a credit check or faxing of documents to get Cash Advance approved.

High Approval Rate:

Cleo Lending Services has an approval rate of more than 80%, which is the highest in the industry. Every year, Cleo lenders approve over 20 million cash loans to people who are looking for cash advance loans or payday loan providers.

what is cleo

Cash Advance Amount Starts At $20 And Maxes Up To $100 :

You can choose the amount you want to borrow, which is available in increments of $20. So if you only need $10, Cash Advance will not approve your loan application. It is important to pay back Cash Advance before applying for another loan from Cleo Lending Services.

Cash Advances Are Approved Instantly :

Cleo Cash advance approvals are instant and available 24/7. You can get approved for a Cash Advance from your PC, laptop, or even from your smartphone using the Cleo App that's available on all Android and iOS devices like iPhones and iPad. You can also make payments to Cash Advance anytime you want and track your advance details.

Cash Advance Amount Is Deposited Directly Into Your Account :

Cleo provides fast cash loans up to $100, which you can get in your bank account in 24 hours. A direct deposit from Cleo Lending Services is deposited directly into your checking or savings account. This helps avoid late-payment charges and other associated fees that Cash Advance lenders charge if a payment is made after the due date.

No Interest:

Cleo is an online Cash Advance service that is free of interest. Your payments are made on time, so you never have to pay any additional fees or charges for your cash advance with Cleo.


Cleo offers tools for borrowers to create a monthly budget using their free online app. The tool helps you track your spending, saving, and how much money you can borrow next month.

No Hidden Charges:

You don't have to pay any interest or fees of any kind on top of the principal amount, which is deducted automatically from your bank account.

How To Request Cleo Cash Advance?

  1. You are eligible for a Cash Advance loan if you have an active checking account, are at least 18 years old, and your annual income is at least 2 times greater than the amount of cash advance.
  2. Once you have fulfilled these criteria, all you need to do is fill in the application form on Cleo's website or use their free app that is available on Android and iOS devices.
  3. You also need to be a US citizen or an eligible non-citizen with a valid Social Security Number or Tax ID.
  4. The next step is submitting verification documents to Cleo, which may include your pay stubs, bank statements, tax returns, proof of income, and identification credentials like a driver's license.
  5. You can upload your documents by taking a photo of them or simply attaching them to the online application form.
  6. Once you submit all required documents, Cleo will verify your information and send you an approval confirmation within minutes, after which the Cash Advance amount is deposited instantly into your bank account.

How To Repay Cleo Advance Cash?

  1. Cleo borrowers can repay their cash advance loan on the Cleo website or by using their Cleo App.
  2. You can also call Cleo's customer service for help with your payment confirmation process, as they are available 24/7 via phone and e-mail to answer any questions you have about repaying your Cash Advance.
  3. Cash Advances are payable on the 15th day of every month by customers who actively track their monthly repayment date.
  4. Customers are able to make instant payments at any time they want by logging into their account and clicking on "Pay Now" or through the Cleo app when it's time for them to pay back their Cash Advance.
  5. Customers can also pay their advance loan by bank transfer or debit card.

2. Dave

Dave is a Cash Advance company that provides Cash Advance for people who need a small advance amount. While taking a payday loan, borrowers should remember that it is not advisable to borrow more than they expect to repay on their next Cash Advance.

App Features:

You Can Get The Amount You Need, Fast And Easy:

Dave offers fast liquidity, with loans up to $200. Whether you need cash for unexpected bills or emergencies, Dave Cash Advance can help you manage your money better and repay the loan on time. You only need to provide your name, e-mail ID, phone number, and bank details.

The Cash Advance Is FDIC insured:

Dave Cash Advance is FDIC insured, which means you never have to worry about your money. All the lenders working with Dave are authorized and regulated by the State Banking Authorities.

what is dave

No Credit Check For The Toan:

All Dave Cash Advance applicants are required to fill in a simple online form, and then they get approved for an easy loan from Dave. The company doesn't ask you about your credit history while taking a Cash Advance from Dave.

It Also Provides A Credit Building Feature :

Dave loans can also help you build your credit history. If you make each of the payments on time and pay off your loan in full, then Dave Cash Advance report this activity to the leading consumer reporting agencies like Trans-Union and Experian. Your positive repayment behavior will help you improve your credit score.

Money Is Sent Directly To Your Account Within Minutes Of Approval :

Dave Cash Advance will deposit the loan amount into your bank account as soon as you provide details and finish your application. Dave gives you a quick turnaround time to spread your payments over a period of 14 days: which means you get up to 2 weeks to pay off your loan.

You Can Also Use Their Mobile App:

Dave has apps for both iOS and Android users, so you can take your Cash Advance anywhere. You can apply, get approved, and even make repayment to your Cash Advance via the app if you want.

How To Request A Dave Cash Advance?

  1. Click the "GET STARTED" button on their page and fill out the simple form provided by Dave Cash Advance.
  2. You will hear from a Dave representative within 15 minutes of filling out the online application. They will tell you exactly how much money you can borrow and what amounts need to be repaid in your next payday via direct debit.
  3. If you accept the terms, the money will be directly deposited into your bank account within 30 minutes of acceptance.

How To Repay A Dave Cash Advance?

  1. Mark your calendar for your next payday and send a reminder text message to yourself the week before payday so that you do not forget about it! This way, you can make sure you have the money to repay your Dave Cash Advance.
  2. On payday, go to your bank and withdraw the required amount of money that needs to be repaid next payday (Dave does not charge any fees for this).
  3. Use the same app you used before to apply for your Dave Cash Advance, which will direct you to the pay-back screen.
  4. Mark the date that you want your repayment to be made along with how much money you would like to repay using direct debit through your bank account and hit "reconfirm."
  5. A confirmation e-mail will be sent to you, and Dave will automatically deduct the number of your repayments from your bank account on your next payday.

3. Albert

Albert is a trusted name in the industry as it has been offering Cash Advances for over 10 years. The company has helped thousands of customers across the nation to take control of their financial independence. It doesn't discriminate against those with poor credit history and treats all equally.

Albert is another online lender which provides Cash Advance through the website. Borrowers should check with their state laws to ensure that they are legally allowed to take out a loan in their state. The company has been offering loans even for bad credit borrowers.

App Features:

Exclusive Offers For First-Time Users :

Users are eligible for exclusive offers if they are new to the service. They might get additional cash on their initial loan amount or can avail of zero-interest rates or reduced fees.

Loan Amounts Between Up To $250 :

The company will provide you with an easy Cash Advance of up to $250 depending on your eligibility and desired loan term.

Convenient Repayment Options:

You can repay the borrowed amount along with the associated fees and charges within a period of 15 days to 1 month. Borrowers can easily make their monthly installment payments through the website or app, which is safe and secure. You can also avail yourself of the autopay feature for hassle-free payment.

what is albert

Easily Switch Loans Without Extra Charges:

Albert does not charge an additional fee if you want to close or refinance your existing loan with another one that has better terms. You can avail of this benefit as many times as you want during the term of your loan.

It Also Provides A Credit Building Feature:

Albert can help you build your credit. If you repay your loan on time and in full, then the company reports this activity to leading consumer reporting agencies like Trans-Union and Experian. This will help improve your credit score for times when you need to take out loans in the future.

Early Payday:

If you need your cash advance before the scheduled time, then you can get it early. All you have to do is pay $15 on top of the borrowed amount. But if you repay your dues early, then you won't be charged any fees for this service.

Quick Turnaround Time:

You can also receive your loan amount fast. Albert provides instant cash loans to borrowers within the period of 30 minutes to one hour.

How To Request An Albert Cash Advance?

  1. Go to the website or open the app on your mobile internet device.
  2. Click on "Apply Now."
  3. Fill out all the necessary information in the application form, which includes name, current address, contact details along with social security number, and source of income.
  4. Check whether you are eligible for a loan by clicking on "Get Pre-approval" to check your creditworthiness and the loan amount you might be eligible to receive.
  5. If you are satisfied with the terms, then click on "Apply Now."
  6. Verify whether you have read the loan agreement carefully before signing it or clicking on "I agree." Type in all the relevant details listed on the dotted lines after agreeing to everything.
  7. Type in the amount you need and provide your bank's information, including the account number and routing number.
  8. And if you wish to receive your loan fast, then pay $15 for this privilege.
  9. After receiving approval, take a printout of everything and keep it for future reference. You can also download it on your phone as a PDF file.
  10. Now, wait for 1 to 2 business days before your cash is deposited into your bank account. Then all you have to do is pay the amount within 15 days without any late fees or additional interest rates.
  11. The company also offers a free trial period of 14 days if you need help repaying your loan easily. You can repay your loan amount within this period, but you won't be charged any interest rates or fees.

How To Repay The Albert Cash Advance?

  1. Log on to the app or website and click on "My Account" from the menu bar.
  2. Click on "Go to next payment" from the side menu that appears after a few seconds.
  3. Select a repayment schedule, which can range from 1 day to 12 months long.
  4. Double-check your bank account information for correct spelling and accurate routing/account numbers.
  5. Choose the date on which you would like to make your first installment payment, and press "Submit."
  6. If you want to send an e-mail or talk with a customer service representative, then click on the "Contact Us" form* in the side menu. Complete the relevant contact form that appears after clicking on it. Then submit it to receive further instructions.

4. MoneyLion

MoneyLion is a digital finance company that offers personal loans, credit cards, and insurance products to customers. The company was founded in 2012 and had its headquarters in New York. It has been helping consumers improve their financial health by providing them with customized solutions.

App Features:

An instant cash loan of up to $250:

MoneyLion also offers payday loans of up to $250, which can help you meet your urgent needs.

Quick loan processing :

The company offers fast cash loans that are processed within 24 hours after approval, so borrowers don't have to wait for a long time to receive their funds.

Different repayment options:

Customers can repay their loan within six months and also avail of different repayment options – weekly, biweekly, and monthly – depending on their financial needs.

The company's flexible repayment system will help you determine how much you want to pay each month so that you don't end up paying a lump sum at the end of the loan.

what is moneylion

No late fees:

MoneyLion doesn't charge any late fees, and you can extend your repayment time to lessen the amount of interest that you'll need to pay. You can also choose a lower loan amount or an extended repayment period depending on your financial needs at the moment.

No credit check:

MoneyLion doesn't require borrowers to go through a credit check. All you have to do is submit a few personal details and provide information about your monthly income and expenses. MoneyLion will use this data to help determine your eligibility for the loan and calculate the maximum amount that you're qualified to borrow.

No interest:

MoneyLion does not charge you interest, meaning that the entire loan amount is what you pay. The company doesn't add any extra fees, and customers can avoid unnecessary expenses by availing of this service.

How To Request MoneyLion Cash Advance?

  1. Open your Moneylion account.
  2. Click on "Cash Advance" under the "Manage Cashiers" section.
  3. Enter the amount that you want to borrow and click "Submit."
  4. The company has made it easier for people to apply for money online. You can fill up the application form on the website or download the application documents from Google Play Store.
  5. When you finish filling in the form, submit it in order to request an installment schedule. Note that MoneyLion can review your application within 24 hours. If you don't receive a response from the company, call on 1-888-750-7145 for more details.

How To Repay MoneyLion Cash Advance?

  1. Upon completion of the repayment procedure, you will receive a payment confirmation e-mail.
  2. Click on "Yes" in order to receive your installment schedule for your next payout period.
  3. On the second page, select the date when you wish to make your payment and click "Submit." You can check all upcoming payments by clicking on "View My Schedule."
  4. Make sure you have all the relevant information before making your payment, including bank account details and other financial data.
  5. Once you've submitted your payment, money will be wired to your bank account by the next payday.
  6. Note that if your loan repayment is late or canceled for any reason, you will incur additional fees.
  7. MoneyLion offers a wide range of payment methods. You can make your payment using a debit card, credit card, e-check, or a bank account.
  8. To use a debit card, you'll need to enter the 16-digit number along with your PIN-code and then click "Submit." To use a bank account or credit card, you'll have to enter your banking or credit card details, including the account number and expiration date.
  9. You will find all the information you need about making a payment on your MoneyLion cash advance page.

5. Earnin

Earnin is an app that pays you every day if your income doesn't show up. Earnin gives out loans of $100 to $500 for 14 days, and you will get the money in your bank account once approved.

While Earnin has a different way of choosing users, you can still apply even with bad credit or no credit. In order to apply, you have to provide information about your work and income.

Earnin loans can be used to cover an urgent expense or for taking care of the bills when that unexpected expense comes up. They are not designed to be an ongoing way to borrow money but rather for emergency situations where you need some quick cash in your bank account.

what is earnin

Earnin is also similar to other loan companies like Avant, SoFi, or Upstart in the sense that it does not do a credit check on you before issuing a loan. This means that anyone with a job, regardless of their credit history, can take advantage of these loans.

Earnin is also different from other loan companies because it only issues short-term loans as opposed to installment loans which have fixed repayment schedules and terms. In contrast, Earnin loans are issued for a period of one month, with a single repayment due at the end of the term. Since repayment is made automatically every time you are paid, there are no late charges or fees apart from the previously stated 3 percent fee.

App Features:

No Credit Check:

Earnin doesn't do a credit check when you apply for their service, meaning that anyone can take advantage of these loans whether they have bad credit or not.

Fast Approval:

The company aims to make the process of applying for loans as quick and easy as possible. If you are approved, the money will be in your account within 1 business day.

Simple Repayment:

You can pay off the loan at any time without penalty charges or late fees. Loans are sent directly into users' bank accounts each payday so that they can repay them even on a monthly basis.

Simple Interest:

Earnin charges simple interest, meaning that you are charged nothing extra on top of the principal loan amount. The company also provides users with an affordable fee of 3 percent every month, which is charged to your checking account.

How To Apply For Earnin Cash Advance?

  1. Go to the company's website and click on "SIGN UP NOW" in order to open a new account.
  2. Enter your phone number and e-mail address, and then click on "SUBMIT." You will also have to enter your social security number, date of birth, and employment information.
  3. Once your application is submitted, you will receive a text message and e-mail with the subject "CONGRATS! EARNIN IS NOW ACTIVATED FOR YOUR PHONE NUMBER." You can also see your activation status on the Earnin dashboard.
  4. Follow the instructions in order to activate your card so that you can begin processing payments.
  5. You will also have to verify your account by entering information about your checking account in order to use it for repayment.
  6. Next, enter the amount of money you want to borrow and click on "SUBMIT." You can choose from a loan amount of $100 to $500.
  7. On the next page, you will need to fill in your bank account information and click on "SUBMIT" again. You will then receive a text message confirming that your application has been approved.

How To Repay Your Earnin Cash Advance?

  1. Go to your Earnin dashboard. If you are not logged in, the page will say "LOGIN" at the top. Click on "MANAGE PAYMENT."
  2. Enter the amount of money you want to repay and click on "SUBMIT." You can choose from a loan amount of $100 to $500.
  3. On the next page, enter your bank account information and click on "SUBMIT." You will then receive a text message confirming that you have successfully paid off your loan.

What Is A Credit Score?

A score is a three-digit number that represents the creditworthiness of a person. This score is determined by taking different aspects into accounts, such as current debts, repayment habits, payment history, and amounts owed currently.

A high credit score means that this person is more likely to repay their loans on time, while someone with a low score will be charged higher interest rates by lenders.

A credit score is determined by the following factors:

Payment History - 35%

This portion of your credit score reflects how you repay your debts. The higher this number is, the better it looks for your score. Late payments are very negative because they indicate that you may not be able to repay loans on time.

Amounts Owed - 30%

This portion of your credit score indicates the total amount you owe in comparison to how much credit you have access to. When this number is lower, it means that you are responsible for your spending, and it looks better for your overall score. Different types of accounts are also taken into account, such as credit cards, car loans, and mortgages.

Duration Of Credit History - 15%

The length of time that you have been able to maintain a good payment history counts towards your score. If this number is longer, it indicates that you are responsible for handling your debts, and therefore it increases the likelihood that you will be able to repay future loans on time.

Credit Inquiries - 20%

Each time that you apply for credit, it will be recorded as a credit inquiry and will appear on your report. This reduces the overall amount of available credit and can lower your score accordingly.

Although this number may seem high, it only has a minor impact on your overall score. All types of inquiries, whether they are for a loan, credit card, or mortgage, will be taken into account.

Dispute Any Inaccurate Information On Your Report:

If you see that there is incorrect information, such as an incorrect debt status or wrong repayment history, then you can contact the Bureau and ask them to investigate it. If the error was made by the Bureau, then you can file a dispute.

To do this:

Step 1:

Look up any relevant information such as the creditor's name and account number to find the exact type of account that is in question. You should also know your credit score at this point because it will be taken into consideration when you file a dispute.

Step 2:

Fill in the relevant information on the online form and click "SUBMIT." It is recommended that you print out a copy before submitting it. After submitting, wait to hear back from them within 30 days. You will be required to provide any additional documents if they ask for them.

What Is A Good Or Bad Credit Score?

A score of 720 or above is considered a good credit score. This means that you are more likely to qualify for loans and pay them back on time.

A score below 650 is considered a bad credit score which means that this person has a high chance of not repaying their debts. This will influence the interest rates that lenders charge.

Common Reasons For Having A Bad Credit Score

  • High-interest rates due to late payments
  • Not enough credit history
  • Unfavorable information like bankruptcy or an account in the collection on your report that is less than seven years old. These factors all contribute to getting you a low credit score.

How Can I Improve My Bad Credit Score?

Paying Your Bills On Time

Paying your debts in full and on time is the best thing that you can do to improve your credit score. This will build up a good history of making payments which lenders like to see. It also reduces the amount of interest that you need to pay.

Keep Your Balances Low

The less credit that you access, the better. This shows lenders that you are only borrowing money when it is absolutely necessary and improves your score accordingly.

Having debt that you can't repay is bad for your credit score because it indicates that you may not be able to meet future loan repayments on time. Not all of your available credit should be used up.

Checking Your Report

You should check to see if there are any errors on your credit report so that you can correct them before making a big purchase.

Some reports have unintentional errors, such as incorrect reporting of numbers which can negatively affect your score. It is important to look at all three reports from the different bureaus to get a comprehensive view of your credit history.

Dispute Any Mistakes In Your Report

If you find that there are incorrect items such as wrong account information, payments, or balances on the reports, then you should contact the Bureau and inform them immediately so that they can investigate it. Once this has been done, wait for the Bureau to respond and correct any incorrect information.

Build Good Credit Behavior Over Time

You should try to have a good payment history for at least one year before you apply for any loan products. This way, you prove that you are likely to pay off the loan on time which will improve your chances of getting approved. It is recommended that you wait at least six months before you apply for any loans.

Limit Your Credit Inquiries

You should never take out loans that require multiple loan applications in a short period of time because this can appear to lenders as an attempt to abuse the system and will lower their opinion of you.

What Are Other Options For Emergency Cash?

Another option for emergency cash is to apply for a payday loan. These loans are available online and can be approved within minutes, which means that they are perfect for emergencies.

You will need the basic information of your employer, bank account details, social security number, and e-signature. The entire process takes less than five minutes, which makes it convenient and easy to get the necessary cash when you need it.

Is A Payday Loan Right For Me?

Payday loans are short-term loans that require repayment once you receive your next paycheck. You can typically borrow anywhere from $100 - $1,000, which is generally delivered electronically to your bank account in one lump sum payment.

What Do You Need To Know Before Applying For Your Loan?

You need to know exactly how much money you will receive, what the repayment term is (time frame), and any applicable fees that will be deducted from the amount. One benefit of payday loans is that they are offered to people who typically can't get approved for loans because of their bad credit scores.

How Do I Find The Best Payday Loan For Me?

There are many lenders to choose from, so you should evaluate each one based on your personal criteria. Some lenders offer lower rates and better terms than others which makes one provider more attractive than another. You also need to consider what kind of repayment options will be available when you get the cash into your account.

How Can I Keep My Personal Information Safe?

Since you will be applying for a loan over the Internet, it is important that you take all necessary precautions to protect your identity and personal information. You should only work with a reputable company that offers secure servers which have SSL encryption technology in place so that data cannot be intercepted by unauthorized third parties.

How Are Payday Loans Different From Cash Advance?

When you apply for a payday loan, the cash is transferred electronically to your bank account so that it can be accessed immediately after approval. If you apply for a cash advance, the money is sent directly to your checking or savings account so that you have time to deposit it before withdrawing. Also, a cash advance typically has a higher loan fee and interest rate than a payday loan which can impact your total cost of borrowing.

What If I Am Unable To Repay The Loan On Time?

If you are unable to repay the loan within the specified period, then you could incur additional fees and interest charges that will be applied to your original amount borrowed. In order to avoid these charges, you need to make sure that you repay the loan as agreed.


Remember that you need to be employed in order to get the loan approved. You should only borrow what you can afford to repay on time which will prevent additional fees and interest charges from being applied.

It is important to know the specifics of your loan agreement before applying for a payday loan. Get started now by requesting an online no-obligation quote. If you are faced with an unexpected expense, then a cash advance may be the perfect short-term solution for your needs.

Don't let your credit score stop you from being approved for a loan in case of an emergency or financial hardship. You can get started with a payday loan by applying online in under five minutes.

Michael Restiano

I lead product content strategy for SaltMoney. Additionally, I’m helping our broader team of 4 evolve into a mature content strategy practice with the right documentation and processes to deliver quality work. Prior to Instacart, I was a content strategy lead at Uber Eats and Facebook. Before that, I was a content strategist at SapientNitro, helping major Fortune 500 brands create better, more useful digital content.