10 Apps Like Brigit In 2024 [Top Brigit Alternatives]

Updated On: 09/23/2023
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Cash advances can be a lifesaver for those who need funds before their next paycheck. Apps like Brigit have become increasingly popular, offering advance paychecks and other cash advance options.

However, Brigit isn't the only option out there. Plenty of other apps like Brigit offer similar services and features.

These cash advance alternatives can provide better rates, more flexibility in repayment options, and help with money management and budgeting.

In this blog post, we'll explore some of the best apps like Brigit and Brigit alternatives available today to help you find the right fit for your financial needs.

Brigit's Top Key Features

Brigit's Top Key Features

Brigit isn't just about quick cash advances; it also offers many features to enhance financial health. Consider the following:

  • Quick Access to Funds - Get up to $250 instantly when needed. This immediate relief can help with unexpected expenses.
  • Credit Score Building - Brigit helps build your credit score, an important step towards securing future loans and credit cards.
  • Credit Tools and Reports - Understand your credit like never before with comprehensive full credit reports and tools designed to assist with management.
  • Protection Against Theft – With protection up to $1 million, you're safeguarded against potential theft and fraudulent activities on your account.
  • Financial Insights – Gain clear insights into your spending, saving, and overall financial status to better manage your money.
  • Job Opportunities – Discover new job opportunities or side gigs through the app to supplement your income.
  • No Overdraft Fees - Avoid expensive bank overdraft fees with Brigit’s safety net feature.
  • Real-Time Alerts – Stay updated about your financial standing with real-time alerts on low balances or upcoming bills.
  • Easily Set Budgets – Track spending and set easy-to-understand budgets for better finance control.
  • Savings Tracker – Keep track of how much you've saved over time, assisting in achieving financial goals.

It's crucial to remember that almost all these features are exclusively in their paid version. The free version lacks many useful tools and services the full edition offers.

Why are people exploring Brigit Alternatives?

Why are people exploring Brigit Alternatives?

While Brigit offers valuable money management features and real-time alerts, it's essential to remember that many of these enticing perks come with the paid version.

The free version has fewer benefits, leading many users to explore alternatives. Everyone has unique financial situations and needs; hence, they might seek different functionalities or better rates.

Investigating all available choices allows you to align your app choice with your personal finance goals. Therefore, checking out apps like Brigit can prove to be beneficial.

Also Read: 10 Keys To Financial Planning Success [Let's Manage Your Money]

10 Apps Like Brigit: Top 10 Brigit Alternatives

10 Apps Like Brigit: Top 10 Brigit Alternatives

Now that you have considered the benefits and drawbacks of Brigit, it's time to look into other viable options. Investigate these 10 alternatives to make an informed decision:

Dave

The Dave app is a mobile banking service that provides borrowers with access to cash advances of up to 500 dollars for the modest fee of just one dollar per month.

In addition, customers can pay anywhere from $1.99 to $13.99 for tracking their spending and budgeting tools that are made available to them.

The date on which the borrower will begin repaying the cash advance loan is established when the loan is taken out, making it a convenient alternative for borrowers who require additional funds to cover unforeseen bills or who need to bridge the gap between paychecks.

Also Read: 7 Dave Ramsey’s Baby Steps 2024 [Start Saving & Become Debt Free]

Other tools, such as monitoring of checking accounts and a budgeting tool, are provided for consumers to assist them in the effective management of their financial affairs. For these features, it comes in number one in the list of 10 apps like Brigit.

PROS
  • Advances up to $500
  • Very low or no free way to get cash advance
  • Allows users to extend repayment dates
CONS
  • $1 subscription fee
  • Dave checking account must required

MoneyLion

The MoneyLion app is a mobile financial service that enables customers to obtain cash advances of up to $250 quickly and easily. In exchange for a fee ranging from $0.49 to $5.99, account holders can have the monies deposited into their accounts within two business days.

If you do not already have a MoneyLion account, you must pay a fee ranging from $1.99 to $8.99 to get your money within five business days.

Because the user's obligation to repay the cash advance is already established when the loan is taken out, it is much simpler for them to make appropriate financial preparations.

If you want to get a cash advance from MoneyLion, you need to have a checking account that can be verified and that you own. Public records will verify this information.

Also Read: MoneyLion Bank Review 2024 [Instacash, Personal Loans & More]

PROS
  • No minimum credit score
  • Get money quickly
  • Positive customer feedback
CONS
  • Not available for those who have irregular income.
  • Low loan amount

Earnin'

Earnin is a mobile application meant to help customers bridge the financial gap between paychecks by providing them with cash advances ranging from $100 to $750. Unlike many of its competitors, such as Brigit, Earnin' does not require any necessary fees from its users.

Instead, Earnin' lets its users determine how much of a tip they would want to give. Individuals in urgent need of funds can select Quick Cash Out and agree to pay a fee of up to $3.99 to retrieve their money in a matter of minutes.

If they select the default Cash Out option, they will receive their money within two business days and will not be subject to any costs. Those who do not have access to regular bank accounts may find that Brigit is a suitable alternative to meet their financial needs.

Also Read: Earnin App Review In 2024 [Fair Review On High-Cost Loans]

PROS
  • Fast funding with no mandatory fees
  • No credit check is required
CONS
  • It accesses your bank account
  • This may lead to poor financial decisions

Chime

Chime is a financial technology company offering low-cost banking services, including access to an advance paycheck. Members may qualify for a cash advance starting from $100, and depending on their payroll cycle, they may be eligible for a more significant amount.

When the loan is due, it will be automatically deducted from your account with no extra fees or interest charges.

In addition to the advance paycheck service, Chime offers Instant Loans up to $500, Spot Me overdraft protection up to $200, and the Chime Credit Builder, which helps members build their credit score without charging fees or interest.

To take advantage of all that Chime offers, you must be a member and have an active bank account set up with them. It is the most reputed platform in the top 10 best apps like Brigit.

Also Read: How Does Chime Credit Builder Work? [Build Your Credit Score]

PROS
  • Early access to paycheck.
  • Free overdraft protection up to 200$ through Spot Me.
  • It can be used to build credit
CONS
  • Loan amounts are not that much higher
  • You must be using a checking account from Chime
  • High ARP in instant loans

Floatme

Floatme is a mobile application that allows users to obtain cash advances of up to fifty dollars quickly and easily. Their membership price is $1.99 monthly, granting access to their Stash and overdraft alerts.

There are no further fees or interest charged on cash advances. To be eligible for the services offered by Floatme, you need to have a minimum income of at least $200 every paycheck and direct deposits from your job.

Floatme is an excellent alternative for people searching for a rapid and low-cost method to get their finances. It provides immediate funding and does not charge interest on cash advances.

Also Read: 17 Best Apps Like FloatMe In 2024 [Top FloatMe Alternatives]

PROS
  • No credit checks are required
  • Free trial types
  • Overdraft alerts and automatic savings
CONS
  • No contact information is available on the website
  • Low paycheck advance amount
  • Doesn't improve your credit

Albert

You may maximize the value of each paycheck with the assistance of a fantastic financial instrument known as Albert. You'll have access to automated savings, cash advances against your income, insurance options, reviews, and even human advisors if you use the platform provided by Albert.

You do no need to be concerned about waiting until your next paycheck since Albert will pay you two days early. Plus, you may qualify for a payroll advance of up to $250 with no interest.

When deposits are made within three days of receiving money, this is an excellent method for getting one's financial life in order.

PROS
  • Overall view of your financial behaviors
  • Major bank-level security
  • insights to increase savings
CONS
  • Investment plans do not include any retirement plan
  • Customer service can only be reached via email and text

Cleo

Cleo is a breakthrough software that may give you a cash advance of up to $100 without performing credit checks and charging you any interest. Cleo does not simply stop there; it also provides a tool for budgeting and a function for managing money.

You must have a subscription to Cleo, which costs just $5.99 per month, to access their paycheck advance. You won't have access to it if you aren't a subscriber. Cleo allows customers to gain fast access to their funds for an additional price of just $3.99.

This service is available even though the funds may not be received for a few days. With Cleo, you can get your money quickly and painlessly.

Also Read: Cleo App Review 2024 [Budgeting's Simple Now: Right or Not?]

PROS
  • No credit checks are required
  • Cheap subscription fee
  • Available to customers with limited incomes
CONS
  • Cash advance service requires a subscription
  • Low cash advance amount
  • Funds can be received a few days later

Possible Finance

Those needing financial assistance can get a short-term payday loan through the "Possible" app. Most of these payday loans have a repayment term of no more than eight weeks, and the minimum amount that may be borrowed is $100.

The maximum amount that can be borrowed is $500. However, these loans' annual percentage rate (APR) can range anywhere from 150% to 200%, which is extremely expensive and indicates that they should only be utilized in extreme circumstances.

To be eligible for one of their payday loans, you need to have a bank account that allows direct deposits and a monthly salary of at least $700 higher than the minimum the lender requires.

PROS
  • No credit checks are required
  • Quick access to cash
  • Easy application process with no paperwork
CONS
  • Extremely high-interest rates
  • Limitations on loan terms and amounts

Vola

Vola is a cash advance app providing users up to $300 of quick, no-interest funding. To qualify for this service, users must have had a bank account for at least 3 months and maintain an average balance of over $150.

Additionally, your income and deposit activity must demonstrate active use most days of the week. Other services offered by Vola include instant cash advances, virtual cash advances, and spending insights. Vola charges its users a monthly fee that ranges from $2.99 to $28.99, depending on their needs.

PROS
  • No credit check is required
  • No interest is charged
  • Quick access to cash
  • Financial literacy tools
CON
  • Low maximum advance amount of $300
  • Monthly fee for services
  • Minimum bank balance required

DailyPay

DailyPay is a terrific service for people who require access to a larger advance than what other cash advance services can supply for them.

You will have access to one hundred percent of the wages you have been given throughout a pay period when you use DailyPay, and you will be able to transfer these monies immediately or by the following business day.

Before releasing a user's funds, DailyPay will first deduct any applicable taxes and other withholdings. This is done to assist in preventing users from going into debt. The sole prerequisite for using this service is for your employer to provide access to it.

PROS
  • No social security number is required
  • No credit check is required
  • 100% of wages can be transferred
CONS
  • Your employer must be a DailyPay partner
  • Negative customer feedback
  • Unreachable customer services

FAQ About Apps Like Brigit

Is there another app like Brigit?

Yes, other apps like Brigit provide cash advances, such as Possible, Vola, and DailyPay. You need to find the one that best suits your needs.

Are cash advances safe?

Cash advances can be a safe option for borrowers if used responsibly. However, it is important to remember that these services come with high APRs and should only be utilized in extreme circumstances.

What apps let you borrow money immediately?

A variety of apps allow you to borrow money immediately, such as Brigit, Possible, Vola, and DailyPay. Each app has different eligibility requirements and loan terms, so it is important to compare the options before deciding which one is right for you.

Is Brigit better than Earnin?

The answer to this question depends on the borrower’s individual needs. Brigit and Earnin offer a similar service, but their eligibility requirements and loan terms differ. It is best to compare both apps before deciding which one is better for you.

Is Brigit better than Dave?

Like Earnin, the answer to this question depends on the borrower’s needs. Brigit and Dave offer a similar service, but their eligibility requirements and loan terms differ. It is best to compare both apps before deciding which one is better for you.

Conclusion

While searching for a cash advance app, it is essential to consider the perks and drawbacks of each service in light of your specific requirements.

Whether you have limited banking activity or need rapid access to funds, certain services may provide a more suitable solution for your situation than others.

Some may be more suitable than others for those who have higher incomes and larger bank balances and who need abilities to manage their money over the long term.

If you look through the list of the top 10 best apps like Brigit we have provided, you will have no trouble finding the company that can meet your requirements for a cash advance.

Michael Restiano

I support product content strategy for Salt Money. Additionally, I’m helping develop content strategy and processes to deliver quality work for our readers.

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