100+ Ways To Get Rid Of Student Loans (Without Paying Them)

Last Updated on September 21, 2020 by Mike Restiano

No one likes repaying their student loans—and you may not have to! Find even more ways to get your student loans forgiven, discharged, or paid on your behalf in the latest edition of our popular eBook.

What You'll Learn

  • How federal programs like Public Service Loan Forgiveness and Teacher Loan Forgiveness can reduce or eliminate your debt.
  • Which state programs could wipe out all or a portion of your student loans.
  • What steps you need to take to use any of these options.
student loans

A number of programs exist that may forgive, discharge, or pay for all or a portion of your federal student loans. However, finding the ones that could work for you can be dizzying and confusing. So, to help you out, we created 100+ Ways To Get Rid Of Your Student Loans (Without Paying Them).

This easy-to-navigate guide collects all of the discharge and forgiveness options you're looking for in one place—and our 2016 has even more options included than ever before! We still haven't found another resource like it (and we'd know—we work in student loans).

Get your free copy now!

2020 Edition:

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Old Edition:

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Just as a preview I will share some of the tips in the PDF here, so that you can get the idea what you are getting.

Can a lawyer help me get out of my student loans?

The answer to this question is both 'yes' and 'no' or you can say it depends. The only option I can think of in which a lawyer can help is that when you file for bankruptcy and for that you must file for either Chapter 7 or Chapter 13 bankruptcy.

You can also apply for the permanent disability discharge if you think you won't be able to pay your loans in your entire life. But different states require different documents. And this where a lawyer can help you in the legal process of your states.

But the biggest caveat is that you would need more than a lawyer to get rid of your student loans. In frustration and tension this might seem like an option but in reality there are only few peoples who got succeeded using this method and the charge of the lawyer and the legal fees made it infeasible for them.

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